Hispanic Heritage Month: Financial Inclusion for the Hispanic Community #ChatDeCredito #CreditChat

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.

This week, we’ll discuss the importance of financial literacy and inclusion for the Hispanic community. We invite everyone to join this bilingual chat using the #CreditChat and #ChatDeCrédito hashtag in your tweets. Tweet along with us in English and/or Spanish, and check out our upcoming bilingual personal finance Twitter chat series.

Topic: Financial Inclusion for the Hispanic Community

When: Wednesday, September 15, 2021 at 3 p.m. ET.

Where: Join the live hashtag discussion.

The panel will include: Salud America!; Mission Asset Fund; Athena Valentine: Founder of Money Smart Latina; Ana Trujillo Limón: Director of Coaching and Advisor Content at Carson Group; Lea Landaverde: First Generation, Queer Latina, Entrepreneur, Master of Finance, Wealth Coach, Educator, Investor; Luis Rosa: CFP® EA and founder of Build A Better Financial Future, LLC; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions We’ll Discuss:

1. What are some barriers to financial inclusion for the Hispanic community?
¿Cuáles son algunas de las barreras que impiden la inclusión financiera de la comunidad hispana?

2. Where can members of the Hispanic community get help in overcoming barriers to financial inclusion?
¿Dónde pueden los miembros de la comunidad hispana obtener ayuda para superar las barreras que les impiden la inclusión financiera?

3. What are some key financial principles that can help members of the Hispanic community who are new to our financial system achieve financial inclusion?
¿Cuáles son algunos principios financieros clave que pueden ayudar a que los miembros de la comunidad hispana que son nuevos en nuestro sistema financiero logren la inclusión financiera?

4. Why is it important for members of the Hispanic community (or anyone) to establish credit?
¿Por qué es importante que los miembros de la comunidad hispana (o las personas en general) establezcan crédito?

5. How do you establish a credit history?
¿Cómo se establece un historial de crédito?

6. What are some non-traditional ways you can establish a credit history?
¿Cuáles son algunas maneras no tradicionales en las que puede establecer un historial de crédito?

7. Where can a child of an immigrant family go to gain financial literacy? How can they share the information with their elders?
¿A dónde puede acudir un hijo de una familia inmigrante para obtener educación financiera? ¿Cómo pueden compartir la información con las personas mayores de su familia?

8. What do you need to do to get your credit report if you don’t have a social security number?
¿Qué debe hacer para obtener su informe de crédito si no tiene un número de Seguro Social?

9. What are some common financial mistakes people make when trying to establish credit?
¿Cuáles son algunos errores financieros comunes que cometen las personas cuando intentan establecer crédito?

10. What is one empowering financial concept you hope members of the Hispanic community will take away from this chat?
¿Qué concepto financiero fortalecedor espera que los miembros de la comunidad hispana adquieran de este chat?

Check out our complete list of upcoming personal finance Twitter chats in Spanish here.

Our Panelists: