Holiday Planning in July: Time to Prep Those Holiday Budgets

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.

Don’t let the holiday rush catch you off-guard! Join our #CreditChat this week and learn how to set realistic financial goals, save smartly, and avoid overspending during the holidays. Prepare your budget with confidence and prepare for a festive holiday season.

Topic: Holiday Planning in July: Time to Prep Those Holiday Budgets

When: Wednesday, July 26, 2023 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Michael Dinich: Founder of WealthofGeeks.com; Anthony Weaver: Founder of AboutThatWallet.com; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News and World Report; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian, Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions we will discuss:

1. What are some benefits of starting your holiday budget prep early?
2. What items should you factor into your holiday budget?
3. How can you discuss setting a holiday budget in July and sticking to it with your friends and family?
4. When should you begin holiday shopping and how do you create a plan of attack?
5. How can you ensure you’re getting the best deals on holiday travel and accommodations, and how can you protect your purchase?
6. What are some best practices to help you avoid going over budget, especially if you start shopping early?
7. What are best practices for buying and storing holiday food?
8. What are some best practices for keeping track of what you purchase now for the holidays?
9. How can you resist impulse buying temptation from clever marketers?
10. What are some unique or alternative options to gift-giving that can help you save money?

Check out our complete list ofupcoming personal finance Twitter chats here.