Love and Credit: Managing Your Credit in a Relationship

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.

Managing credit in a relationship can be tricky. One way to make it easier is to create a shared budget that both partners agree on. Tune into this week’s #CreditChat for more tips about managing your credit in a relationship.

Topic:
Love and Credit: Managing Your Credit in a Relationship

When: Wednesday, February 8, 2023 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Jeanne Kelly: Credit Expert, Identity Theft Expert, Speaker and Founder of JeanneKelly.net; Brian Page: Founder of ModernHusbands.com; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian and Christina Roman: Consumer Education and Ahttps://www.modernhusbands.com/dvocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions we will discuss:

1. At what point in a relationship should couples start talking about money?

2. What are the most important elements of managing money and credit in a relationship?

3. What strategies can couples use to ensure they’re both on the same page when it comes to finances?

4. How can individuals protect their credit score and manage their own finances when part of a couple?

5. What should couples consider before deciding to open a joint account?

6. How can you balance respecting your partner’s financial boundaries while still finding ways to give gifts or take trips as a couple?

7. What kind of budgeting plans work best for couples who have different spending habits or goals with their finances?

8. How can cosigning for a loan or purchase in a relationship impact your credit?

9. How should an individual handle it if one partner has more debt than the other going into the relationship, such as student loans or credit card debt?

10. What’s the best way for couples to handle disagreements about how money is being used/saved when both share a checking account?

11. What resources should couples seek out when learning how to manage their finances in a relationship?

Check out our complete list of upcoming personal finance Twitter chats here.