Mapping Your 2025 Financial Journey with SMART Goals
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Join us for an engaging conversation about crafting a solid financial roadmap for the year ahead! We’ll explore why setting financial goals in January is crucial, how SMART goals can pave the way to success, and practical steps to kickstart your financial planning. From prioritizing multiple objectives to managing setbacks and tracking progress, we’ll cover it all. Plus, get inspired by tools, routines, and resources to help you stay on track. Let’s make 2025 the year of financial empowerment!
Topic: Mapping Your 2025 Financial Journey with SMART Goals
When: Wednesday, January 15, 2025 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Jeanne Kelly:Credit expert, identity theft expert, speaker and founder ofJeanneKelly.net; Raya Reaves:Founder ofCity Girl Savings; Kembala Evans:Personal Finance Expert, speaker and author; Jaaziel Palacios:Financial Client Associate atAdvocacy Wealth Management; Felipe Arevalo CPFC®, CEPF®:Community Outreach Coordinator at theSan Diego Financial Literacy Center; Leslie H. Tayne, Esq:Founder and Managing Director ofTayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne,P.C.); Robin Palmer:From the Arizona Council on Economic Education and the University of Arizona’sTake Charge Today Financial Literacy Program; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
1. Why is it important to set financial goals at the start of a new year, and how can SMART goals set you up for success?
2. What are some key elements of a strong financial goal?
3. What are the first steps you should take when setting financial goals for the year?
4. How can you set a realistic timeline for achieving your financial goals?
5. How do you decide which financial goals to prioritize when juggling multiple competing objectives, such as saving, paying off debt, or investing?
6. What metrics or benchmarks do you use to measure progress toward your financial goals, and why are they important?
7. What tactics, tools, or visuals can help keep you focused on your goals?
8. What habits or routines have you adopted that consistently help you stay aligned with your financial objectives?
9. How do you handle setbacks, like unexpected expenses, while staying committed to your financial plan?
10. What’s one resource (book, podcast, app) you would recommend for others looking to get serious about their 2025 financial goals?
Check out our complete list of upcoming personal finance X chats here.