Stretching Your Dollars: Practical Tips to Cut Costs and Save More
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Want to reduce expenses without giving up the things you love? Join our #CreditChat for expert tips on balancing budgeting with enjoyment, cutting costs on subscriptions and utilities, and discovering low-cost alternatives for entertainment and more!
Topic: Stretching Your Dollars: Practical Tips to Cut Costs and Save More
When: Wednesday, February 5, 2025 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Ilyce Glink: Real Estate and Financial Wellness expert, author, speaker, entrepreneur and founder of ThinkGlink.com; Amy Miller, AFC®: Program Manager at America Saves; Anthony Weaver: Founder of AboutThatWallet.com; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
- How can you balance cutting costs to stretch your dollars with maintaining a quality of life that feels satisfying?
- What are some practical changes you can make in your daily routine to reduce spending?
- What strategies can you use to cut costs on recurring expenses, such as subscriptions, utilities, or insurance?
- How can you evaluate expenses to determine which are worth keeping versus those that can be reduced or eliminated?
- Do you have any favorite free or low-cost alternatives for entertainment, hobbies, or social activities?
- How do you approach saving on big-ticket items, such as vacations, furniture, or electronics, without compromising too much on quality?
- What are your thoughts on DIY projects or repairs as a way to save money? Have you had any successes or challenges?
- Have you ever participated in a money-saving challenge (e.g., a no-spend month)? What did you learn from the experience?
- The big football game is next week! How do you manage your savings goals and spending on celebratory events and holidays?
- How do you handle conversations about cutting costs with family or friends, especially when it involves shared expenses or social pressure to spend?
Check out our complete list of upcoming personal finance Twitter chats here