Mastering Student Loan Repayments: Your Guide to Financial Freedom
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Student loan payments are set to resume in October! In this week’s #CreditChat we’ll discuss everything you should know about repaying your student loans and the options available to you.
Topic: Mastering Student Loan Repayments: Your Guide to Financial Freedom
When: Wednesday, September 13, 2023 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Travis Hornsby, CFA, CFP®: Founder and Chief Student Loan Planner of The Student Loan Planner; Robert Farrington,MBA: Founder and Editor-in-Chief of The College Investor; Amber Miller: GreenPath Partner Experience Manager; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News and World Report; Erika Giovanetti: Loans Expert and Reporter at U.S. News covering mortgage news, student loans, consumer debt and spending; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian, Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
- What are some effective strategies for budgeting and managing your finances to prepare for student loan repayment?
- How can borrowers explore different repayment options and determine the best plan for their current circumstances?
- What resources are available for borrowers to learn about loan forgiveness programs and how can they take advantage of these opportunities?
- How can borrowers proactively communicate with their loan servicers to ensure they have accurate information and stay informed about their loan repayment process?
- What should consumers know if they are considering refinancing their student loans?
- How can borrowers balance their student loan repayment obligations with other financial goals, such as saving for a home or retirement?
- What are some common mistakes, misunderstandings or pitfalls to avoid when repaying student loans, and how can borrowers navigate these challenges effectively?
- How can borrowers leverage their education and skills to increase their income potential and accelerate their student loan repayment?
- What are some strategies for negotiating loan terms or seeking loan deferment or forbearance if facing financial hardship during the repayment period?
- Are there any tips for accelerating the repayment of student loans and becoming debt-free sooner?
Check out our complete list of upcoming personal finance Twitter chats here