In this insightful episode of #CreditChat Live, we sit down with Erika Giovanetti, Loans Expert and Reporter at U.S. News & World Report, to discuss key aspects of relocating and homebuying. Erika shares invaluable advice for those moving to new regions, weighs the pros and cons of renting vs. buying, and provides tips on deciding whether to wait for mortgage rates to drop. We also delve into the significance of credit scores in the homebuying process and the benefits of credit unions. Don’t miss Erika’s analysis of long-term housing market trends, home density considerations, and insights into top relocation destinations in the U.S.
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Erika Giovanetti is the loans expert for U.S. News & World Report and a certified personal finance counselor. She offers data-driven analysis on a range of personal finance topics, from mortgage rate trends to student loan debt. Consumers can count on her for advice on buying a home, borrowing money for college, slashing credit card balances, negotiating medical bills, creating a budget and more.
As a media-facing expert, Erika has been featured on CBS Los Angeles, WGN Chicago, and many other television networks, with quotes in CBS News, CNBC, and NBC’s The Today Show, among others. Additionally, her data journalism has been cited by The New York Times and NPR.