Student Loan FAQs: Forbearance Period, Best Practices, and Dispelling Myths #CreditChatLive (Episode 6)
In this episode of #CreditChat Live, we welcome Jeff Richardson from VantageScore and Rod Griffin from Experian who share their expertise on student loans, answering frequently asked questions! We cover a range of topics including misconceptions about student loans, repayment options since the ending of the forbearance period, and advice for maintaining healthy credit. This insightful conversation is a valuable resource for anyone dealing with student loan debt or seeking to understand its impact on financial health!
You can subscribe to the #CreditChat Live podcast on Spotify, Apple Podcasts, Amazon Audible, iHeart Radio, Google Play, Deezer, and YouTube.
#CreditChat Live is a podcast series hosted by Experian, featuring expert insights on a variety of financial topics, from credit scores to debt management. Join co-hosts Destiny White and Christina Roman for enlightening discussions aimed at empowering you to achieve financial success. Join us in our evolution from the decade-long #CreditChat on X, hosted every Wednesday at 3 p.m. ET. Follow @Experian on X, @Experian.us on Instagram, and @ExperianNews on Facebook & TikTok for updates!
Check out the full video episode here!
About Jeff Richardson
Jeff Richardson is a seasoned Communications and Marketing executive, currently holding the position of Senior Vice President of Marketing and Communications at VantageScore. With over 13 years of service in the company, Jeff has showcased a remarkable history of successful brand building and corporate communications. 
He is an expert in the financial services industry, specializing in personal finance issues, and is frequently quoted for his insightful views. As a leader, Jeff manages and nurtures a dynamic team, overseeing multiple agency relationships and fostering partnerships with some of the biggest brands in the financial industry.
His strong background in media and communications has enabled him to adeptly manage several crisis communication situations, further enhancing his reputation as a reliable and competent leader.
At VantageScore, Jeff oversees all aspects of the marketing mix, including brand management, advertising, social media, website maintenance, media relations, corporate communications, and strategic partnerships. His role also involves reporting directly to the company’s CEO and providing regular updates and presentations to the board.
Jeff’s notable accomplishments and his dedicated approach to his work have been instrumental in strengthening VantageScore’s market presence and driving its continued growth.
About Rod Griffin
Rod Griffin is the Senior Director of Consumer Education and Advocacy at Experian. With more than 20 years of experience in the information services industry, he is an expert in consumer credit reporting and scoring, fraud and identity theft, and other consumer data use issues. His expertise has made him a sought-after source for national print, online, and broadcast media.
Rod leverages a variety of communication tools, including social media platforms to maximize reach and impact while efficiently managing costs. In his role, he implements strategic public education and financial literacy grant programs that not only drive positive brand value but also strengthen client relationships and empower consumers to become more financially capable.
He proudly teaches Experian employees, clients, financial counselors, and educators about the intricacies of consumer credit reporting and scoring and its value to both our society and economy. Rod holds leadership roles in national financial literacy organizations and represents Experian within the consumer advocacy community..
An accomplished communicator, Rod is known for his visionary approach and proven ability to integrate corporate philanthropy with business objectives to drive success. His broad skillset and extensive experience make him an asset in promoting financial literacy and consumer advocacy.