Financial Literacy Month: Navigating Credit and Debt
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Dive into Financial Literacy this April! 💰 Join us every Wednesday at 3 p.m. ET for #CreditChat as we explore different aspects of financial literacy during Financial Literacy Month. During this week’s chat we’ll discuss the important role credit plays in your financial life and how to manage your debt.
Topic:Financial Literacy Month: Navigating Credit and Debt
When: Wednesday, April 17, 2024 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Kembala Evans: Financial Coach, author, speaker and founder of Kembala.com; Ilyce Glink: Real Estate and Financial Wellness expert, author, speaker, entrepreneur and founder of ThinkGlink.com; Erika Giovanetti: Loans Expert and Reporter for U.S. News; Markia Brown, AFC®: Financial Content Creator and Founder of TheMoneyPlug.co; Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Chloe Moore, CFP®: Founder of Financial Staples; Todd Christensen: AFCPE®Accredited Financial Counselor®, Author of Everyday Money for Everyday People, and Education Manager at MoneyFit.org; Beverly Harzog: Host of Your Personal Economy podcast and Credit card expert; GreenPath Financial Wellness featuring responses from Michigan State University Credit Union; American Consumer Credit Counseling; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
- What role does credit play in your financial life, and what role does financial literacy play in helping you navigate credit?
- How do credit scores influence borrowing opportunities, interest rates, and overall financial health, and what steps can individuals take to improve their credit scores?
- What is the difference between credit and debt?
- What factors can impact your credit scores?
- What strategies can help you manage your credit and credit utilization?
- What are the potential consequences of missing credit card payments, and how can individuals avoid falling into a cycle of debt due to late payments?
- What steps can someone take if they are struggling to make their monthly debt payments?
- What are the implications of co-signing a loan or credit account, and what should individuals know before agreeing to co-sign?
- How can budgeting help individuals manage their credit and debt effectively?
- Do you have any final tips or resources to offer individuals looking to navigate their credit and debt more effectively?
Check out our complete list of upcoming personal finance Twitter chats here.