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In 2024, the housing market defied recession fears, with mortgage and home equity growth driven by briefly lower interest rates, strong equity positions, generally...
Transformations in today’s U.S. rental market reflect changing economic and market forces. These dynamic times present challenges and opportunities for property managers and landlords...
In today’s digital landscape, where data breaches and cyberattacks are rampant, businesses face increasing security challenges. One of the most prevalent threats is credential stuffing—a cyberattack...
The credit card market is rapidly evolving, driven by technological advancements, economic volatility, and changing consumer behaviors. Our new 2025 State of Credit Card...
Bots have been a consistent thorn in fraud teams’ side for years. But since the advent of generative AI (genAI), what used to be...
Scott Brown presents at Reuters Next “If I were to look into a crystal ball, traditional lending methodology and processes will not be replaced;...
Today’s fast-paced, digital-first hiring environment calls for a more comprehensive approach to pre-employment screening. With growing pressure on employers and HR teams to make...
Protecting consumer information is paramount in today’s digital age, especially for financial institutions. With cyber threats on the rise, robust user authentication methods are...
There’s a common saying in the fraud prevention industry: where there’s opportunity, fraudsters are quick to follow. Recent advances in technology are providing ample...
Electric vehicle (EV) registrations are re-gaining momentum as a wave of more affordable models hit the market, pushing more consumers than ever to make...
Dormant fraud, sleeper fraud, trojan horse fraud . . . whatever you call it, it’s an especially insidious form of account takeover fraud (ATO)...
Generative AI (GenAI) is transforming the financial services industry, driving innovation, efficiency and cost savings across various domains. By integrating GenAI into their operations,...
A tale of synthetic ID fraud Synthetic ID fraud is an increasing issue and affects everyone, including high-profile individuals. A notable case from Ohio...
In the ever-evolving landscape of mortgage lending, efficiency and responsiveness are paramount. Greg Holmes, Chief Revenue Officer at Xactus, shares his insights on how...
This series will explore our monthly State of the Economy report, which provides a snapshot of the top monthly economic and credit data for financial service...