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Drive growth with new composite credit risk scores

Go beyond conventional scoring models for a deeper view of consumer credit behavior. Offering a new standard in scoring accuracy, both Lift Premium™ and Lift Plus™ leverage expanded FCRA-regulated alternative data and advanced analytics to improve predictive performance across the entire credit spectrum.

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Advance your financial inclusion efforts

Leveraging expanded data sets, Lift Premium and Lift Plus provide deeper insights to help you unlock more credit opportunities and make smarter lending decisions.

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    A new standard for predictive performance and accuracy

    Universe expansion

    Lift Premium expands your universe of scoreable consumers to 96% of the U.S. adult population, versus 81% using conventional scores.

    Drive growth

    Reach new segments of potentially loyal customers by engaging with consumers who are likely to perform better. 

    Optimized decisioning

    Maximize approvals with improved scoring accuracy without increasing overall risk appetite.

    Reach more creditworthy consumers

    Learn how Lift Premium and Lift Plus can help you improve risk prediction to offer consumers the most fitting credit opportunities.

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    Increase consumer visibility and scoring accuracy with more data

    Our risk-scoring solutions were designed to help you effectively optimize your lending decisions, with options available to meet your specific business needs.

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    Lift Plus

    Optimize your decisioning strategies across the entire credit lifecycle with enhanced risk assessment. Lift Plus delivers a new standard in predictive performance by leveraging industry-leading traditional and nontraditional credit data, the freshest available attributes and advanced analytics.

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    Lift Premium

    Gain a deeper view into consumers to expand your lending universe and boost your acquisitions strategies. Lift Premium improves predictive performance while highlighting previously invisible and thin-file consumers with data not available anywhere else.

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    Product features and benefits

    • Combines traditional and expanded FCRA-regulated data sources to expand your lending universe
    • Helps drive top-line growth with no change to your marketing strategy  
    • Familiar 300–850 scale with full support of adverse action across all included data  
    • Meets all compliance requirements, including the most recently instituted National Consumer Assistance Plan rules  
    • Additionally, Lift Premium is driven by innovative machine learning for improved predictive performance while scoring over 65% of traditionally credit-invisible consumers
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    Resources

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    Lift Premium and Lift Plus

    Obtain a deeper view of consumer behavior to enhance predictive performance and expand your portfolio.

    Ready to take your decisioning to the next level?

    To learn more about our solutions, please fill out the form  below.

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    If you’re a consumer looking for information about Lift Premium™, please visit our consumer services page.

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