For traditional banks and financial institutions looking to layer alternative data onto mainstream credit data, please click HERE.
Our unique database of non-prime consumers gives lenders visibility into the critical information needed to make alternative financial services (AFS) more accessible, trusted and effective.
Our real-time credit reporting services offer unparalleled insight into the AFS consumer population.
Our database consists of a wide array of financial service providers including online small dollar lenders, online installment lenders, single-payment line of credit lenders, auto title lenders and rent-to-own lenders — which ensure a comprehensive view of financial behavior.
With real-time reporting, lenders gain access to the most precise and current view of a consumer’s credit behavior. This empowers lenders to stay informed of consumers’ latest activities, to assess creditworthiness accurately and to make well-informed decisions swiftly.
We have the largest database in the specialty bureau market consisting of more than 60 million consumers with this number growing year-over-year. Our exclusive data helps financial institutions better gauge the creditworthiness of the underbanked and non-prime consumer segments.
We’re continually analyzing the alternative credit data market and closely following trends across the subprime lending industry.
Expand your acquisition channel with Clarity Prescreen Direct Mail Solutions. With enhanced targeting, you can deliver higher response rates without taking on undue risk.
View brochureThis instant, consumer consent-based credit solution allows for a seamless discovery of eligible loan products through your website, expediting the qualification process.
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