Get matched to credit cards with 0% intro APR

Get matched to credit cards with 0% intro APR
  • See cards with 0% Intro APR for us to 15 months
  • Most new Experian members who visit our marketplace will see pre-approved credit card offers⏃
  • Cards labeled "No Ding Decline" won’t hurt your credit scores if you are not approved⊛
See your card matches

Checking your matched credit cards will NOT hurt your credit scores

⏃Offers based on FICO® Score 8 model and not available in all states. Final approval is not guaranteed and is subject to additional lender eligibility requirements and a credit check, which may impact your credit scores. Pre-approved means the consumer meets certain credit criteria established by the lender. Offers and reward programs subject to lender terms. See licenses and disclosures.

⊛Applying for cards labeled ‘No Ding Decline’ won’t hurt your credit scores if you aren’t initially approved. Approval of your application will result in a hard inquiry, even if you’re unable to pass final verifications, which may impact your credit scores.

Get personalized credit card offers based on your credit profile

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Here are some of our top picks

4 partner offers

Blue Cash Everyday® Card from American Express logo.(1941 reviews)

Blue Cash Everyday® Card from American Express

Intro bonus:

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. 

Intro APR:

0% on Purchases and Balance Transfers for 15 months

Ongoing APR:

20.24%-29.24% Variable

Rewards:

1%-3% (cash back)

Annual Fee:

$0

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

Don’t know your FICO® Score? Get it for free.

Terms Apply

Rates and fees
  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 20.24% to 29.24% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

  • High rewards rate at U.S. supermarkets and gas stations and on U.S. online retail purchases

  • No annual fee

  • Bonus offer for new cardholders

  • Intro APR for new cardholders

  • Foreign transaction fees

  • Some merchants do not accept American Express

  • Requires good to excellent credit

Citi® Diamond Preferred® Card logo.(1504 reviews)

Citi® Diamond Preferred® Card

Intro APR:

0% for 21 months on Balance Transfers and 12 months on Purchases

Ongoing APR:

17.24% - 27.99% (Variable)

Rewards:

N/A*

Annual Fee:

$0

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

Don’t know your FICO® Score? Get it for free.
Rates and fees
  • 0% Intro APR for 21 months on balance transfers and for 12 months on purchases; after that, the variable APR will be 17.24% - 27.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.

  • Lengthy 0% APR intro period on balance transfers

  • No annual fee

  • 0% APR intro period on new purchases

  • Offers purchase protection

  • Purchases made internationally incur a fee

  • High cash advance fee

  • No reward earnings possible

  • Limited long-term benefits

Blue Cash Preferred® Card from American Express logo.(290 reviews)

Blue Cash Preferred® Card from American Express

Intro bonus:

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Intro APR:

0% on Purchases and Balance Transfers for 12 months

Ongoing APR:

20.24%-29.24% Variable

Rewards:

1%-6% (cash back)

Annual Fee:

$0 intro annual fee for the first year, then $95.

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

Don’t know your FICO® Score? Get it for free.

Terms Apply

Rates and fees
  • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 20.24% - 29.24%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred® Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

  • High rewards rate at U.S. supermarkets and on select U.S. streaming subscriptions

  • Bonus offer for new cardholders

  • Intro APR for new cardholders

  • High APR

  • Some merchants do not accept American Express

  • Annual fee after the first year

Capital One Savor Cash Rewards Credit Card logo.(2952 reviews)

Capital One Savor Cash Rewards Credit Card

Intro bonus:

$200 Cash Back after you spend $500 on purchases within 3 months from account opening

Intro APR:

0% on Purchases and Balance Transfers for 15 months

Ongoing APR:

19.24% - 29.24% (Variable)

Rewards:

1%-8% (cash back)

Annual Fee:

$0

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

Don’t know your FICO® Score? Get it for free.
Rates and fees
  • Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
  • No foreign transaction fee
  • No annual fee

  • High cash back reward on dining and entertainment as well as hotels and rental cars booked through Capital One Travel

  • Intro APR for new cardholders

  • No annual fee

  • Potential for high APR

  • Low base rewards rate

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

ΘCredit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.