Citi Premier® Card

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Citi Premier® Card logo.

Citi Premier® Card

Rated 4.81 out of 5 stars, 16 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$95

Intro APR:

N/A*

Ongoing APR:

21.24% - 29.24% (Variable)

Ongoing Balance Transfer APR:

21.24% - 29.24% (Variable)

Intro Bonus:

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

    Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
  • Excellent rewards on everyday spending categories and travel

  • Points are transferable to airline partners

  • Offers an annual hotel savings benefit

  • Generous intro bonus

  • Charges an annual fee

  • Above average APR range

  • Points transfer options can be limited

See all Citi Credit Cards‘ offers

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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