Loan pricing optimization software
Enable personalized pricing to grow your loan portfolio.
As the unsecured loan market continues to grow, having the right pricing strategies in place is critical to maximizing profitability. Without an effective loan pricing strategy, low-risk borrowers may be overcharged and high-risk borrowers may be undercharged.
Profitable growth
Improved customer experience
Smarter business decisions
Traditional risk-based pricing strategies do not take a holistic view of each consumer’s risk and price sensitivity, nor do they fully consider price elasticity and competition when setting prices. A profit-based, analytical approach that assesses tradeoffs and optimizes pricing decisions can help you increase take-up rates and maximize profitability.
Loan pricing optimization can help you significantly improve profitability and efficiency while achieving a superior customer experience. It enables you to generate profits while adhering to your business constraints. Our proven combination of sophisticated analytics, flexible optimization software and industry consulting are the basis of an effective loan pricing optimization strategy that can help you design more profitable pricing decisions.
- Solutions
- Advanced Analytics & Modeling
- Cloud Applications & Services
- Collections & Debt Recovery
- Customer Management
- Credit Decisioning
- Credit Profile Reports
- Data Reporting & Furnishing
- Data Sources
- Data Quality & Management
- Employer Services
- Fraud Management
- Identity Solutions
- Marketing Solutions
- Regulatory Compliance
- Risk Management