Fintech Trends Report: What you need to know for the second half of 2024

Document: Published Jul 10, 2024

Experian’s data scientists and analysts equip fintechs with consumer credit trends to help make strategic lending decisions as well as a profitable growth roadmap for the second half of 2024 and beyond. Impactful callouts from the report include:

  • Unsecured personal loan originations for fintech lenders are showing a stead 5-year growth despite being down from this time last year.
  • Delinquency rates for fintech lenders in both unsecured personal loads and credit cards are seeing Month-over-month decreases in Q1 of 2024.

Related Resources

  • Fintech Trends Report: Who is the digital borrower?
    Document Published Date: Published Apr 25, 2024

    Our analysis delves into various attributes to help us gain a deeper understanding of the digital borrower compared to all other borrowers for unsecured personal loans as well as credit cards. Our data analysts also looked at borrowers, irrespective of generation, regarding information such as household income, credit score and history, open trade lines, credit utilization, and more.

  • Fintech Trends Report: Consumer credit trends and insights
    Document Published Date: Published Apr 15, 2024

    This report delves deeper into these fintech credit trends and analyzes their potential impact on the fintech lending landscape. Inside, you'll find:

    • Data-driven insights: Understand the trends impacting your core products
    • Expert analysis: Gain insights into the factors driving these changes
    • Actionable strategies: Explore potential adjustments to your lending approach
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