Report
Published October 24, 2024
Credit & Economic Trends Economic & Market Insights Workforce Management
The better-than-expected September Jobs Report adds to the list of data that suggests the U.S. economy is heading for a soft landing. While challenges remain, the current backdrop is one of strong economic activity, a solid labor market, and a more accommodative Fed. Get North America Chief Economist Joseph Mayans’ charts and key takeaways on recent developments.
Complete the form to access the report
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Thank you for your interest
Your free Experian resource is now available. Enjoy!
Webinar
Protecting Employees’ Identities and Financial Wellbeing
Experian experts discuss how companies are integrating credit education, identity protection, and financial wellness into their employee benefits offerings.
Watch our on-demand webinar to discover:
- Why traditional benefits are no longer enough.
- How to deliver all-in-one financial protection.
- Real-world results from Experian-powered solutions.
- What your employees really want from their benefits.
Report
Protecting Paychecks and Identities
Learn how you can move beyond single-point employee benefit solutions and embrace a more holistic approach that combines:
- Credit education to help employees understand and take control of their credit health
- Financial wellness tools to support budgeting and day-to-day financial confidence
- Identity protection to safeguard what employees have worked hard to build
Report
2026 State of Credit Cards
As the credit card landscape evolves, understanding how consumers and businesses are adapting has never been more important.
Our second annual State of Credit Cards Report provides a timely update on key market dynamics and dives into an often-overlooked segment within credit card portfolios: business accounts.
Key takeaways:
- 30+ DPD delinquency rates remained above pre-pandemic levels in 2025.
- Fintechs continue to gain share in the credit card market, posting a 71% YoY increase in account originations.
- Many businesses use consumer credit cards to support business-related activity, making this segment easy for lenders to overlook.
Report
Regional Economic Health Tracker
The Regional Economic Health Tracker examines consumer health across the four U.S. census regions. It highlights how regional dynamics, from data center growth to housing costs and credit conditions, are shaping household finances today.
- Regional income, spending, and cost-of-living trends
- Housing market performance and price changes
- Consumer stress and 30+ DPD balances by product