Webinar
Published June 28, 2017
Advanced Analytics & ModelingSmall businesses have varying credit needs which evolve as the business matures from inception to maturity. Experian sought to understand what kinds of credit these businesses needed at different stages of the business lifecycle and how lenders could best serve small business by offering right sized capital at the optimal time. The analysis involved a study of trade credit profiles for one million businesses between 2010 and 2016 and the results are surprising and compelling.
By watching this webinar you will learn:
- The types of loans businesses secure change as they evolve and mature;
- As businesses grow, they establish more trade credit and rely less on financial loans
- Each industry showed unique pattern of loan opening behavior
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Infographic
The Importance of Regular Score Validations
Financial institutions need to understand how well a score predicts behavior, such as payment delinquency or bankruptcy, to make more confident lending decisions. By conducting score validations regularly, organizations can ensure they're using the latest data to optimize their lending strategies.
The results of these score validations can be affected by:
- A dynamic economic environment
- Changes in regulation
- Scorecard degradation
Download this infographic to learn more about the importance of regular score validations and how it can have a significant impact on your business.
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Experian Assistant Tech Showcase
See Experian Assistant, our latest innovation in GenAI technology, in action – taking financial institutions to the next level by increasing productivity and scaling expertise. In this webinar, discover how to drive higher productivity and customer engagement, minimize time spent writing code, and improve understanding of data and attributes.
