A digital checking account that helps you build creditø
Introducing the Experian Smart Money™ Digital Checking Account and Debit Card, designed by credit experts.

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Build credit without the debt
Pay bills like your rent, utilities and streaming services with your digital checking account and we ’ll find payments that could instantly raise your credit scores.ø

Earn a $50 bonus
You can get a $50 bonus when you set up direct deposit.‡ Plus, paydays get even better with paychecks hitting your account up to 2 days early.