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      White Paper

      2019 Alternative Financial Services Lending Trends

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      Published July 18, 2019

      Alternative Financial Services Credit & Economic Trends

      Clarity Services, a part of Experian, provides valuable alternative credit data to alternative financial service providers. Clarity's alternative data gives lenders a more complete picture of nonprime applicants, so they can make better and more informed decisions.

      We analyzed the trends and financial behavior of nonprime consumers by looking at application and loan data in Clarity's specialty credit bureau from 2014 through 2018. A study sample of more than 350 million consumer loan applications and more than 25 million loans was created and leveraged to evaluate market trends during this period. Data from Experian's national credit bureau was also used to help profile consumers.

      Download our latest white paper to learn more.

      Download the white paper

      View now

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