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      Report

      2024 Q4 Lending Conditions Chartbook

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      Published January 7, 2025

      Economic & Market Insights
      2024 Q4 Lending Conditions Chartbook

      The economy is heading into the new year on solid footing and the credit environment is showing early signs of stabilizing after two years of rising delinquency, tighter lending standards, and slowing credit growth. In the Q4 Lending Conditions Chartbook, Chief Economist Joseph Mayans breaks down key economic trends and dives deep into the latest developments in credit conditions across products and regions. 

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