Infographic
Published January 27, 2025
Fraud Management Identity
Experian's 2025 Future of Fraud Forecast reveals five emerging fraud threats that could challenge businesses and consumers in 2025.
Key insights:
- This year’s predictions show that fraudsters will continue to double down on the digital landscape and leverage Generative AI (Gen AI) to commit sophisticated crimes at a rapid pace.
- Half of consumers surveyed said they are concerned about conducting activities online.
- 75% of companies cite cybercrime as a top concern.
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Report
Global Insights 2025 Predictions
Key themes and emerging trends shaping financial services in 2025, using research and insight from leading industry analysts. Themes include:
- Fraud evolution driven by AI
- AI will play a transformative role in banking
- Emergence of RegTech
- Convergence of risk management
Tip Sheet
Arm employees with ID protection to fight data breach
Recent statistics reveal a direct connection between employee identity theft and business vulnerabilities. Compromised employee credentials can be a common entry point for fraudsters and putting your organization’s cybersecurity at risk.
- Up to 80% of cyberattacks leverage identity-based attack methods, and many breaches stem from phishing attacks targeting employee login details
- The average cost of a data breach was $4.88 million in 2024, the highest average on record.
- Cyberattacks are becoming more common, striking 4,000 times per day.
eBook
Navigating the Intersection of Credit, Fraud, and Compliance
Credit risk, fraud, and compliance have long operated in silos, but forward-thinking organizations are unlocking new opportunities through convergence.
Read our e-book to learn how aligning these critical functions can help you:
- Reduce overall risk
- Improve operational efficiency
- Stay ahead of the competition
Webinar
2025 Fraud Trends: Disrupting GenAI in Fraud
Generative AI is transforming fraud at an unprecedented pace — making attacks faster, more sophisticated, and harder to detect.
In this webinar, our fraud experts discuss key trends for 2025 and share actionable strategies to strengthen your defenses.
What you'll learn:
- The top three fraud threats to watch in 2025.
- How fraud leaders are tackling GenAI-driven attacks.
- Practical strategies for building a future-ready fraud stack.
Watch now to stay ahead of the evolving fraud landscape.