Increase retention, mitigate risk

Lending institutions can gain an edge on the competition by determining what happens when a loan gets booked elsewhere. With loan loss analysis, lenders can learn more about where these lost loans are booked, the average loan amount, the interest rate, the loan term length, and the average risk score.

Analyzing this information can help lenders:

• Improve lead quality
  
• Target the right consumers
  
• Acquire more high-quality loans
  
• Increase cross-sell opportunities

Relying solely on traditional credit scores can leave you with a limited view into consumers’ financial stability.

See how integrating alternative data can help you:

• Identify more qualified borrowers
• Spot potential risks
• Strengthen portfolio performance

Even in an uncertain economy, lenders can drive sustainable growth by leveraging cashflow data.

Learn how cashflow data can help lenders:

• Expand market reach
• Uncover distinctive insights
• Improve predictive accuracy

In today’s fast-paced hiring landscape, background screeners face increasing pressure to deliver faster, more accurate, and fully compliant verifications. With over 50% of employment verifications still requiring manual intervention, staying ahead requires innovative solutions.

Key takeaways:

• Key trends shaping the future of background screening
• The value of digitally- native instant, consumer-permissioned and research-based verifications streamlining manual workloads.
• How advancements in Generative AI are transforming traditional research verifications and reducing dependence on call centers.

Watch this on-demand webinar featuring Experian experts Joy Mina and Troy Hupp as they explore how AI-enhanced, instant, and consumer-permissioned solutions are transforming background screening.