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      Video

      A $2 trillion opportunity with minority-owned small businesses

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      Commercial Pulse Report 2/25/2025

      Published February 25, 2025

      Commercial Commercial Insights Credit & Economic Trends Economic & Market Insights

      In this episode, we discuss the growing economic crosswinds affecting small businesses, recent employment trends, consumer spending patterns, and the impressive growth of minority-owned businesses in the U.S. We highlight the challenges and opportunities these businesses face, particularly in accessing needed capital.

      📌 41% of new commercial accounts are minority-owned, yet access to capital remains a barrier.

      📌 44% of minority-owned businesses are less than six years old, showing strong entrepreneurial momentum.

      📌 Industries like retail, construction, and healthcare are fueling this expansion.

      For lenders, this represents an untapped market and a business opportunity with high growth potential.

      Check out the full report to see how these trends could impact your strategy!

      Subscribe to Commercial Pulse Report

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      Trends include:

      • The slowdown in the “white-collar” job market
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      • The letting up of lending standard tightening
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      Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

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      Take a deep dive into:

      • Trends in originations and delinquencies among credit union members
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