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      Video

      Commercial Pulse Highlights - 11.12.2024

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      Rising retail demand meets cautious lending

      Published November 12, 2024

      Commercial Commercial Insights Credit & Economic Trends Economic & Market Insights Commercial Pulse Highlights - 11.12.2024

      As we head into the holiday season, Experian’s latest Commercial Pulse Report reveals significant trends shaping the retail sector:

      🔹 25% increase in credit demand among retail businesses, as companies boost inventory for expected holiday sales.

      🔹 Discretionary retail sectors like home goods face tighter lending, while Consumer Electronics and Department Stores are nearing pre-pandemic credit levels.

      🔹 Retail delinquency rates and charge-offs are rising, putting pressure on commercial credit scores.

      These insights highlight both opportunities and challenges for retailers navigating today’s economy. Check out the full report to see how these trends could impact your strategy!

      Subscribe to Commercial Pulse Report

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      06 November 2024

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      Dive into Experian Clarity Services' latest quarterly report on alternative financial services (AFS). Our comprehensive analysis of key metrics and scores offers valuable insights into consumer behavior in the AFS sector.

      This quarter's report covers:

      • Application Trends
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      • Loan Performance and Originations

      Elevate your understanding of the AFS industry. Access the Experian Clarity Services Quarterly Insights Report now to uncover insights that fuel success in today’s dynamic financial landscape.

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      31 October 2024

      Macroeconomic forecasting and regional trends - October 2024

      Join our industry experts as they discuss national economics and credit trends and housing and auto sector trends as of October 2024.

      Listen now to get insights on:

      • Our latest in-house economic forecasts for the rest of the year
      • Key economic, credit and small business trends
      • Relevant KPIs your organization to focus on
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      31 October 2024

      Macroeconomic forecasting and regional trends - October 2024

      Read the latest regional consumer spending and economic growth trends, as well as our in-house macroeconomic forecasts for the year ahead.

      Key insights:

      • Total retail sales in the US increased by 0.4% month-over-month in September 2024, and were 1.7% higher than a year earlier.
      • The labor market continues to remain tight with the unemployment rate falling slightly from 4.2% to 4.1% in September.
      • Supply chain disruption has been minimal, and inflation is expected to continue to ease.
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