Research

Get highlights from Experian's latest research to stay on top of trends so you can make smarter financial decisions.

Editors' picks

Woman choosing a new car with the help of a female dealership agent

Car Buyers and Credit: What Auto Financing Means for Credit Scores

By Chris Horymski

Nov 21, 2024

A cheerful senior man helping his mature son with moving to a new house

How Have Credit Scores for Mortgage Borrowers Changed?

By Chris Horymski

Oct 23, 2024

Happy mature couple sitting on a couch with popcorn while watching a movie

Survey: Consumers Juggling More Online Subscriptions

By Chris Horymski

Oct 18, 2024

Concerned young couple calculating mortgage payment surrounded by boxes

Gen X, Millennials Pay More for Their Mortgages

By Chris Horymski

Oct 9, 2024

Portland Oregon across the Willamette River at Dusk, with a view of the white stag sign.

Credit Card Balances Are Growing the Fastest in These 20 Cities

By Chris Horymski

Sep 25, 2024

More Drivers Than Ever Are Making $1,000+ Auto Loan Payments

By Chris Horymski

Sep 9, 2024

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What others are reading

Smiling mature woman checking her credit score in a mobile app

How Many Americans Have a Perfect 850 Credit Score?

We observed the same general characteristics of consumers with a so-called perfect FICO Sc...

By Chris Horymski

Jul 22, 2025

How Many Americans Have an 800 Credit Score or Greater?

By Chris Horymski

Jul 22, 2025

Average American Debt by Age in 2025

By Chris Horymski

Nov 19, 2025

Average American Debt by Age, US State, Credit Score and Type in 2026

By Chris Horymski

Mar 30, 2026

Current Credit Card Interest Rates

By Ben Luthi

Mar 19, 2026

Which Items Has Inflation Impacted the Most?

By Chris Horymski

Oct 4, 2024

Explore more topics

The latest from our experts

Average Personal Loan Balance Grows 1.7% in 2025

Last year, the average personal loan balance was $19,333, only slightly higher (1.7%) than...

By Chris Horymski

Mar 30, 2026

Experian 2025 Consumer Credit Review

Credit scores declined to 713 in 2025, down from a record high average of 715 as affordabi...

By Chris Horymski

Mar 30, 2026

What Is the Average Credit Score in the US?

Nationwide, the average FICO Score, which held steady at a record high of 715 in 2024, dec...

By Chris Horymski

Mar 30, 2026

Five-Year Credit Trends: How Have Scores Changed Since 2020?

Since the pandemic began, there have been sharp turns in terms of consumer finances as wel...

By Chris Horymski

Jan 15, 2026

Americans’ Purchasing Power Reflected in Higher-Dollar Auto Loans

The average car payment has risen by 10% over the past two years to a nationwide average m...

By Chris Horymski

Dec 22, 2025

Survey: 43% of Consumers Say Buy Now, Pay Later Has a Role in Holiday Spending

Although BNPL plans are often associated with consumers with insufficient credit for unsec...

By Chris Horymski

Dec 16, 2025

Average Mortgage Balances Exceed $1 Million in These 67 Cities in 2025

Although still heavily concentrated on the coasts, million-dollar mortgages are becoming m...

By Chris Horymski

Sep 19, 2025

Average Time to Sell a Home in 2025

The housing pendulum is swinging back in favor of buyers, albeit slowly. As of May 2025, h...

By Chris Horymski

Jul 29, 2025

Friends, Fun and Finances: Experian Survey Explores How Travelers Handle Group Vacation Costs

Different spending styles when traveling with friends can cause financial stress, an Exper...

By Karen Axelton

Jul 11, 2025

LGBTQ+ Money Survey: Attitudes, Challenges and Opportunities

The LGBTQ+ community faces unique challenges that can make it harder to save money and ach...

By Alexandria White

Jun 13, 2025

Americans’ Average Monthly Debt Payment Increases to $1,237 in 2025

Overall, U.S. consumers send an average of $1,237 each month to their various creditors. T...

By Chris Horymski

Jun 11, 2025

High Mortgage Rates Are Still Impacting Home Sales in 2025

Elevated mortgage rates mean persistently higher mortgage costs for prospective homebuyers...

By Chris Horymski

Jun 4, 2025

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Research

Editors' picks

Car Buyers and Credit: What Auto Financing Means for Credit Scores

How Have Credit Scores for Mortgage Borrowers Changed?

Survey: Consumers Juggling More Online Subscriptions

Gen X, Millennials Pay More for Their Mortgages

Credit Card Balances Are Growing the Fastest in These 20 Cities

More Drivers Than Ever Are Making $1,000+ Auto Loan Payments

Take action with these tools

Free Experian app

Experian Boost®

Experian Smart Money™

Experian BillFixer™

Best high-yield savings

Best CD rates

Best money market accounts

Best personal loans

Best rewards credit cards

What others are reading

How Many Americans Have a Perfect 850 Credit Score?

How Many Americans Have an 800 Credit Score or Greater?

Average American Debt by Age in 2025

Average American Debt by Age, US State, Credit Score and Type in 2026

Current Credit Card Interest Rates

Which Items Has Inflation Impacted the Most?

Explore more topics

The latest from our experts

Average Personal Loan Balance Grows 1.7% in 2025

Experian 2025 Consumer Credit Review

What Is the Average Credit Score in the US?

Five-Year Credit Trends: How Have Scores Changed Since 2020?

Americans’ Purchasing Power Reflected in Higher-Dollar Auto Loans

Survey: 43% of Consumers Say Buy Now, Pay Later Has a Role in Holiday Spending

Average Mortgage Balances Exceed $1 Million in These 67 Cities in 2025

Average Time to Sell a Home in 2025

Friends, Fun and Finances: Experian Survey Explores How Travelers Handle Group Vacation Costs

LGBTQ+ Money Survey: Attitudes, Challenges and Opportunities

Americans’ Average Monthly Debt Payment Increases to $1,237 in 2025

High Mortgage Rates Are Still Impacting Home Sales in 2025

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