Hillary Back

Hillary Back

Hillary writes to analyze policy and culture in the digital age. With a unique background in film, entertainment, and both creative and journalistic writing, she thrives on creating digestible and essential content. A Northwestern University graduate, Hillary is based in Chicago, where she writes legal and financial news.

Popular articles from Hillary

Woman using laptop on a bench.

What Happens if I Don’t Use My Credit Card?

Without notice, your credit card company can reduce your credit limit or shut down your ac...

Nov 20, 2022Credit card basics

12 Smart Steps to Take Before Renting Your First Apartment

Jul 12, 2022Rentals

Five Ways to Keep Your Credit Utilization Low

Oct 22, 2021Score advice

Is It Better to Finance a Purchase or Pay Cash?

May 10, 2022Personal finance

8 Common Threats to Kids on Social Media

Jun 7, 2021Kids

How to Use a 529 Plan if Your Child Doesn’t Go to College

Sep 2, 2021Saving

Latest articles from Hillary

Should I Use a Credit Card as My Emergency Fund?

It's tempting to use your credit card for unexpected expenses. But instead of turning to y...

Sep 22, 2022Credit card basics

4 Financial Steps to Take When Your Roommate Moves Out

When your roommate moves out, you may have legal options or obligations, especially if the...

Sep 22, 2022Rentals

10 Ways to Be More Frugal When Shopping

Shopping in 2022 comes with a heap of conditions that can help or hurt you saving money. H...

Aug 17, 2022Saving

What Is a Buyer’s Market?

A buyer's market can be good news for homebuyers and a challenge for sellers. Learn the si...

Jun 5, 2022Mortgage

5 Steps to Streamline Your Finances

If your finances feel overly complicated, it may be time to streamline saving, budgeting a...

May 31, 2022Personal finance

How to Drive Less and Reduce Your Insurance Costs

Car insurance costs can be high, and driving less could land you a serious discount.

Mar 15, 2022Auto insurance

What Is a Payday Routine?

A payday routine uses simple planning and budgeting to help you master your spending and f...

Feb 17, 2022Personal finance

How to Finance a Musical Instrument

Buying a musical instrument for yourself or your child can be pricey, but smart financing ...

Feb 11, 2022Personal finance

What Is a Tax Exemption and How Does It Work?

Knowing how to find and apply your tax exemptions can mean the difference between a happy ...

Jan 27, 2022Taxes

What Is a Grantor Retained Annuity Trust, or GRAT?

Grantor retained annuity trusts, or GRATs, are tools for individuals eyeing the federal es...

Jan 20, 2022Personal finance

What Is Cash App?

A free debit card, easy peer-to-peer payments and investing with cryptocurrencies, is Cash...

Nov 14, 2021Personal finance

10 Ways for Kids to Make Money

Teaching your kids the value of earning money can set them up for future financial success...

Nov 11, 2021Kids