Louis DeNicola

Louis DeNicola

Louis DeNicola is freelance personal finance and credit writer who works with Fortune 500 financial services firms, FinTech startups, and non-profits to teach people about money and credit. His clients include BlueVine, Discover, LendingTree, Money Management International, U.S News and Wirecutter. Louis lives in beautiful Oakland, California, where he enjoys indoor rock climbing, yoga, and volunteers as a tax preparer.

Popular articles from Louis

A smiling woman holding her phone and standing on a pier.

What Is a Good Credit Score?

You need a credit score in the mid- to high-600s to have good credit. Find out how to get ...

Jan 6, 2025Score advice

How to Freeze Your Credit at All 3 Credit Bureaus

Aug 16, 2024Security freeze

The Latest Scams You Need to Be Aware of in 2025

Dec 20, 2024Prevention

How to Dispute Credit Report Information

Jul 22, 2024Dispute

What Are the Different Credit Score Ranges?

Dec 18, 2024Score advice

How to Remove Late Payments From Your Credit Report

Sep 13, 2024Late payment

Latest articles from Louis

Here’s What You Need to Know About Zelle

Curious about Zelle? Here's what you need to know.

Feb 20, 2025Personal finance

What Are People Search Sites?

People search sites collect and sell your personal information. Here's what you need to kn...

Feb 19, 2025Cybersecurity

Does Applying Jointly Help With Auto Loans?

A joint auto loan application might help you buy a new vehicle, but you'll both become co-...

Feb 19, 2025Auto loans

Compare Current Mortgage Rates

Continuously updated national and state-by-state average mortgage rates.

Feb 12, 2025Mortgage

Best Money Market Accounts of February 2025

Compare the best money market accounts (MMAs) available today.

Feb 12, 2025Money market

Best High-Yield Savings Accounts of February 2025

Find the best high-yield savings accounts for your savings goals.

Feb 12, 2025Savings account

How to Create a Strong Password

Use these tips to create and manage strong passwords for all your online accounts. Plus, l...

Feb 12, 2025Prevention

What Is Hacking?

Hacking isn't necessarily bad, but consumers need to know how to protect accounts and devi...

Feb 10, 2025Cybersecurity

How Long Does a Paid Auto Loan Remain on My Credit Report?

Paid auto loans will generally stay on your credit report for up to 10 years and continue ...

Feb 5, 2025Auto loans

Average Mortgage Rates by Credit Score

Find out how your mortgage rate could change based on your credit scores.

Jan 29, 2025Mortgage

What Is the Lowest Credit Score to Buy a Car?

Find out the minimum credit score you need to get a car loan and how to improve your credi...

Jan 29, 2025Auto loans

How to Get Same-Day Car Insurance

Compare quotes online to get same-day car insurance without overpaying.

Jan 26, 2025Auto insurance