Report advice

Learn how to read and understand your credit report and why you should review it regularly.

Editors' picks

What Is a Hard Inquiry and How Does It Affect Credit?

What Is a Hard Inquiry and How Does It Affect Credit?

By Ben Luthi

Nov 8, 2024Inquiry

When Do Late Payments Get Reported?

When Do Late Payments Get Reported?

By Louis DeNicola

Oct 31, 2024Late payment

Hard Inquiry vs. Soft Inquiry: What’s the Difference?

Hard Inquiry vs. Soft Inquiry: What’s the Difference?

By Ben Luthi

Oct 28, 2024Inquiry

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