Sign In

Secured credit cards

Find out how to use secured credit cards to build a credit history or rebuild damaged credit.

Editors' picks

Take action with these tools

Best secured credit cards

Best secured credit cards

Control your spending and build your credit.

Compare cards

Best credit cards for bad credit

Get matched to credit cards based on your unique credit profile.

Best credit cards for fair credit

Start building positive credit history and get matched to credit cards.

Free Experian app

Manage your finances any time, anywhere on your phone.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

What others are reading

Young woman sitting in cafe and using secured credit card for online shopping

How to Get a Secured Credit Card

If you’re trying to rebuild a bad credit history or build credit from scratch, a secured c...

Ben Luthi profile imageBy Ben Luthi
Jan 22, 2025

How Secured Credit Card Deposits Work

Karen Axelton profile imageBy Karen Axelton
Nov 13, 2023

Is a Secured Card or Unsecured Card Better for My Credit?

Louis DeNicola profile imageBy Louis DeNicola
May 28, 2021

Can You Rent a Car With a Secured Credit Card?

Tim Maxwell profile imageBy Tim Maxwell
May 12, 2024

How to Get a Credit Card if You Don’t Have a Credit History

Marianne Hayes profile imageBy Marianne Hayes
Jun 8, 2023

How Long Should I Keep a Secured Credit Card?

Ben Luthi profile imageBy Ben Luthi
Sep 4, 2023

Explore more topics

The latest from our experts

How to Upgrade a Secured Credit Card to an Unsecured Card

Once you're ready to upgrade a secured credit card to an unsecured card, the steps are pre...

LaToya Irby profile imageBy LaToya Irby
Mar 30, 2024

How Much Should You Deposit for a Secured Card?

There's no one "right" amount for a security deposit on a credit card. You'll need to cons...

Bev O'Shea profile imageBy Bev O'Shea
May 30, 2023

5 Reasons to Keep Using a Secured Card After Improving Your Score

Not sure what to use your secured card for now that your credit score qualifies you for ot...

Emily Cahill profile imageBy Emily Cahill
Feb 23, 2023

How Can a Starter Credit Card Help Build Credit?

Here's why you should consider getting a starter credit card, and what to look for in one....

Ben Luthi profile imageBy Ben Luthi
Jan 11, 2023

What’s the Difference Between Secured and Prepaid Cards?

Secured cards and prepaid cards both have some perks, but which one is right for you comes...

Evelyn Waugh profile imageBy Evelyn Waugh
Sep 27, 2022

What Credit Card Can I Get With a 600 Credit Score?

A 600 credit score puts you in the fair credit range, which offers a decent amount of cred...

Ben Luthi profile imageBy Ben Luthi
Jul 17, 2020

Experian is a globally recognized financial leader committed to helping millions of people take control of their finances through expert guidance and innovative tools. A trusted platform for money management, credit education, and identity protection, our mission is to bring financial power to all.

Support

Education & advice

Credit resources

Experian's Diversity logo.
Experian’s Diversity, Equity and Inclusion
Learn more how Experian is committed
Data privacy logo.