Sign In

Loans

Explore the different types of loans you can use to finance a home, car or college education, consolidate debt and more.

Auto loans icon

Auto loans

Loan basics icon

Loan basics

Personal loans icon

Personal loans

Student loans icon

Student loans

Mortgage icon

Mortgage

HELOC icon

HELOC

Refinance icon

Refinance

Debt icon

Debt

Take action with these tools

Best personal loans icon

Best personal loans

Fund home improvement projects, cover expenses and more.

Compare loans

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Mortgage calculator

Understand how rates affect your monthly payment and the total cost.

What others are reading

Happy man getting out of his new car

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

Ben Luthi profile imageBy Ben Luthi
Jun 20, 2025Auto loans

What Happens if I Return My Car to the Lender Before I Finish Paying It Off?

Karen Axelton profile imageBy Karen Axelton
Apr 30, 2025Auto loans

Used Car Loan Interest Rates for 2025

Ben Luthi profile imageBy Ben Luthi
Jun 20, 2025Auto loans

Does Paying Off a Car Loan Help or Hurt My Credit?

Karen Axelton profile imageBy Karen Axelton
Mar 24, 2025Auto loans

How to Consolidate Debt With Bad Credit

Ben Luthi profile imageBy Ben Luthi
Aug 13, 2024Loans

What Is a Good Credit Score for an Auto Loan?

Ben Luthi profile imageBy Ben Luthi
Mar 31, 2025Auto loans

The latest from our experts

How Does Buying a Car Affect Your Credit?

Getting an auto loan can affect your credit positively or negatively depending on how you ...

Tim Maxwell profile imageBy Tim Maxwell
Sep 30, 2025Auto loans

How Bad Is It to Default on a Car Loan?

When you default on a car loan, the repercussions to your credit can be severe and long-la...

Tim Maxwell profile imageBy Tim Maxwell
Sep 29, 2025Auto loans

Which Credit Score Is Used for Car Loans?

Auto lenders can choose from different types of credit scores, and there are some underlyi...

Louis DeNicola profile imageBy Louis DeNicola
Sep 23, 2025Auto loans

How to Get the Best Auto Loan Rate

A lower interest rate can save you hundreds, or even thousands, over the life of your loan...

Ben Luthi profile imageBy Ben Luthi
Sep 18, 2025Auto loans

Average Auto Lease Payment Increases to $659 in 2025

The difference in the size of average monthly payments between car buyers and those who le...

Chris Horymski profile imageBy Chris Horymski
Sep 12, 2025Auto loans

Personal Loan vs. Credit Card: What’s the Difference?

Understanding the differences between personal loans and credit cards can help you make an...

LaToya Irby profile imageBy LaToya Irby
Aug 29, 2025Personal loans

Multiple Inquiries When Shopping for a Car Loan

Learn how to strategically shop for an auto loan to limit the impact of hard inquiries on ...

Louis DeNicola profile imageBy Louis DeNicola
Aug 28, 2025Auto loans

What Is a Subsidized Loan?

A subsidized student loan doesn’t accrue interest the same way other loans do because the ...

Ben Luthi profile imageBy Ben Luthi
Aug 22, 2025Student loans

Auto Loan Rates and Financing for 2025

Here are the latest trends for auto loans, including interest rates, lenders, financing an...

Ben Luthi profile imageBy Ben Luthi
Aug 15, 2025Auto loans

Do Aftermarket Parts Impact Your Car’s Value?

Repairing or upgrading your vehicle? Aftermarket parts generally won’t hurt your car’s val...

Kim Porter profile imageBy Kim Porter
Aug 14, 2025Auto loans

How Does Leasing a Car Work?

A car lease may allow you to get behind the wheel of a new car with less upfront money and...

Tim Maxwell profile imageBy Tim Maxwell
Aug 14, 2025Auto loans

What’s the Difference Between Student Loan Deferment and Forbearance?

If you’re looking for some relief from your student loan payments, here’s what you need to...

Ben Luthi profile imageBy Ben Luthi
Jul 31, 2025Student loans

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices

Download from the Apple App Store.Get it on Google Play.