Sign In

Loans

Explore the different types of loans you can use to finance a home, car or college education, consolidate debt and more.

Auto loans icon

Auto loans

Loan basics icon

Loan basics

Personal loans icon

Personal loans

Student loans icon

Student loans

Mortgage icon

Mortgage

HELOC icon

HELOC

Refinance icon

Refinance

Debt icon

Debt

Editors' picks

Take action with these tools

Best personal loans icon

Best personal loans

Fund home improvement projects, cover expenses and more.

Compare loans

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Mortgage calculator

Understand how rates affect your monthly payment and the total cost.

What others are reading

Happy man getting out of his new car

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

Ben Luthi profile imageBy Ben Luthi
Oct 14, 2024Auto loans

The Best Way to Finance a Car

Karen Axelton profile imageBy Karen Axelton
Dec 12, 2024Auto loans

How Can I Remove Student Loans from My Credit Report?

Ben Luthi profile imageBy Ben Luthi
Dec 12, 2023Student loans

Used Car Loan Interest Rates for 2025

Ben Luthi profile imageBy Ben Luthi
Feb 27, 2025Auto loans

What Happens if You Don’t Pay Back a Personal Loan?

Karen Axelton profile imageBy Karen Axelton
Sep 25, 2024Personal loans

How to Get Out of an Auto Loan You Can’t Afford

Ben Luthi profile imageBy Ben Luthi
Mar 21, 2025Auto loans

The latest from our experts

What Is Precomputed Interest on a Car Loan?

Precomputed interest on a car loan is calculated and fixed at the start of the loan, so re...

Karen Axelton profile imageBy Karen Axelton
May 28, 2025Auto loans

6 Personal Loan Requirements to Know Before You Apply

Personal loans typically require a minimum credit score and annual income, collateral if y...

Brianna McGurran profile imageBy Brianna McGurran
May 28, 2025Personal loans

What Is an Auto Lease Buyout Loan?

If you want to buy your leased vehicle when the lease term is over, an auto lease buyout l...

Karen Axelton profile imageBy Karen Axelton
May 28, 2025Auto loans

When and How to Refinance a Personal Loan

Refinancing a personal loan might save you money, but you should weigh the pros and cons. ...

Emily Batdorf profile imageBy Emily Batdorf
May 27, 2025Personal loans

What Is a Private Party Auto Loan?

If you’re thinking about buying a car in a private sale, here’s how the loan process typic...

Ben Luthi profile imageBy Ben Luthi
May 27, 2025Auto loans

What Is Negative Equity?

If you have a car loan or mortgage, here’s what to know about how negative equity works, h...

Ben Luthi profile imageBy Ben Luthi
May 22, 2025Loan basics

What Are Hard Money Loans?

You can use a hard money loan to purchase investment property even if you don't have good ...

Louis DeNicola profile imageBy Louis DeNicola
May 21, 2025Loans

How Cosigning an Auto Loan Affects Your Credit

Cosigning an auto loan can help a loved one afford a car, but you should understand that i...

Jim Akin profile imageBy Jim Akin
May 20, 2025Auto loans

How Much Do Cars Depreciate per Year?

Some models hold their value better than others. Learning about how cars depreciate can he...

Ben Luthi profile imageBy Ben Luthi
May 20, 2025Auto loans

Loan Calculators to Help Manage Your Money

Use these loan calculators to compare borrowing options or come up with a money-saving deb...

Evelyn Waugh profile imageBy Evelyn Waugh
May 20, 2025Loans

Student Loan Repayment: Everything You Need to Know

As you get back into the habit of making student loan payments, here’s what to know about ...

Ben Luthi profile imageBy Ben Luthi
May 20, 2025Student loans

What Is Income-Based Repayment?

An income-based repayment plan can reduce your monthly payment to just 10% of your income....

Ben Luthi profile imageBy Ben Luthi
May 20, 2025Student loans

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian's Diversity logo.
Experian’s Diversity, Equity and Inclusion
Learn more how Experian is committed
Data privacy logo.
Download from the Apple App Store.Get it on Google Play.