Sign in

Loans

Explore the different types of loans you can use to finance a home, car or college education, consolidate debt and more.

Auto loans icon

Auto loans

Loan basics icon

Loan basics

Personal loans icon

Personal loans

Student loans icon

Student loans

Mortgage icon

Mortgage

HELOC icon

HELOC

Refinance icon

Refinance

Debt icon

Debt

Take action with these tools

Best personal loans icon

Best personal loans

Fund home improvement projects, cover expenses and more.

Compare loans

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Mortgage calculator

Understand how rates affect your monthly payment and the total cost.

What others are reading

Happy man getting out of his new car

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

Ben Luthi profile imageBy Ben Luthi
Jun 20, 2025Auto loans

What Happens if I Return My Car to the Lender Before I Finish Paying It Off?

Karen Axelton profile imageBy Karen Axelton
Apr 30, 2025Auto loans

Used Car Loan Interest Rates for 2025

Ben Luthi profile imageBy Ben Luthi
Jun 20, 2025Auto loans

How to Consolidate Debt With Bad Credit

Ben Luthi profile imageBy Ben Luthi
Oct 7, 2025Loans

Does Paying Off a Car Loan Help or Hurt My Credit?

Karen Axelton profile imageBy Karen Axelton
Mar 24, 2025Auto loans

What Is a Good Credit Score for an Auto Loan?

Ben Luthi profile imageBy Ben Luthi
Mar 31, 2025Auto loans

The latest from our experts

How Do Online Loans Work?

Online loans allow you to apply for and borrow money without stepping foot in a bank. Lear...

Emily Batdorf profile imageBy Emily Batdorf
Oct 29, 2025Loans

Auto Loan Refinancing: Options and Rates

If you’re thinking about refinancing your car loan, here’s what to know about how it works...

Ben Luthi profile imageBy Ben Luthi
Oct 28, 2025Auto loans

How Does Leasing a Car Work?

A car lease may allow you to get behind the wheel of a new car with less upfront money and...

Tim Maxwell profile imageBy Tim Maxwell
Oct 23, 2025Auto loans

How Do Title Loans Work?

If you’re wondering how title loans work, here’s everything you need to know and why it’s ...

Ben Luthi profile imageBy Ben Luthi
Oct 23, 2025Loans

How Student Loan Consolidation Works

Student loan consolidation can help simplify your student loans and even potentially save ...

Ben Luthi profile imageBy Ben Luthi
Oct 22, 2025Student loans

What Does Subprime Mean?

Subprime borrowers have poor credit and may struggle to get a good loan or credit card. Fi...

Louis DeNicola profile imageBy Louis DeNicola
Oct 22, 2025Loan basics

What Is an Auto Loan?

An auto loan can provide you with the financing required to purchase a vehicle. Here’s wha...

Ben Luthi profile imageBy Ben Luthi
Oct 21, 2025Auto loans

What Is a Captive Finance Company?

Captive finance companies exist primarily to help customers purchase their parent company’...

Ben Luthi profile imageBy Ben Luthi
Oct 19, 2025Auto loans

How to Refinance a Car Loan With Bad Credit

If you have bad credit and want to refinance your car loan, here’s what you need to know a...

Ben Luthi profile imageBy Ben Luthi
Oct 17, 2025Auto loans

How Does Financing a Car Work?

Financing a car means getting a loan from a bank or other lender, using the money from the...

Karen Axelton profile imageBy Karen Axelton
Oct 16, 2025Auto loans

How Does Buying a Car Affect Your Credit?

Getting an auto loan can affect your credit positively or negatively depending on how you ...

Tim Maxwell profile imageBy Tim Maxwell
Sep 30, 2025Auto loans

How Bad Is It to Default on a Car Loan?

When you default on a car loan, the repercussions to your credit can be severe and long-la...

Tim Maxwell profile imageBy Tim Maxwell
Sep 29, 2025Auto loans

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices

Download from the Apple App Store.Get it on Google Play.