Refinance

Learn how to refinance your mortgage so you can reduce your interest rate or lower your payments.

Editors' picks

Broker is explaining the mortgage refinance terms to a young couple

How Much Does It Cost to Refinance a Mortgage?

By Ben Luthi

Oct 8, 2024

A man sitting on a couch with his laptop smiling.

What Is a Cash-Out Refinance and How Does It Work?

By Ben Luthi

Sep 12, 2024

A real estate agent presenting a new future project to a couple with various scenarios.

When Should You Refinance Your Mortgage?

By Tim Maxwell

Mar 8, 2024

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The latest from our experts

Cash-Out Refinance vs. Home Equity Loan: Which Is Better?

A cash-out refinance and home equity loan are financing options to access your equity as c...

By Tim Maxwell

Sep 9, 2024

Can You Refinance a Home Equity Loan?

If you want a lower interest rate or different terms on your home equity loan, you might b...

By Emily Starbuck Gerson

Aug 21, 2024

How Does Refinancing a Mortgage Work?

If you’re planning on refinancing your mortgage loan, here’s what to know about how the pr...

By Ben Luthi

Mar 7, 2024

Can I Refinance if I’m Behind on Mortgage Payments?

While it's challenging to refinance your home with late payments, it is possible. Discover...

By Tim Maxwell

Feb 13, 2024

How to Refinance a Government-Backed Mortgage

Looking to refinance an FHA, VA or USDA loan? Before moving forward, check out your option...

By Kim Porter

Nov 7, 2023

How to Refinance a Mortgage With Bad Credit

If you’re trying to refinance a home loan with bad credit, here are some steps you can tak...

By Ben Luthi

Sep 21, 2023

Can You Refinance an Adjustable-Rate Mortgage?

You can refinance an adjustable-rate mortgage (ARM). This allows you to buy a home with a ...

By Louis DeNicola

Aug 8, 2023

Should You Refinance Your Home to Pay Off Debt?

Refinancing your home is a popular option to pay off other debts, but doing so comes with ...

By Tim Maxwell

May 28, 2023

5 Types of Mortgage Refinances

Refinancing a mortgage means choosing amongst a variety of options. Here are the most comm...

By Geoff Williams

Apr 8, 2023

7 Reasons Not to Refinance Your Home

If you’re thinking about refinancing your mortgage, here are some situations where it migh...

By Ben Luthi

Dec 4, 2022

What Is a “Cash-In” Refinance?

In a cash-in refinance, you replace your existing mortgage with a new one and make a lump-...

By Jim Akin

Nov 23, 2022

What Is a Rate-and-Term Refinance?

Need a lower interest rate and monthly payment? Want to make your loan term shorter or lon...

By Tim Maxwell

Oct 26, 2022