Experian® QAS®, a leading provider of address verification software and services, recently released a new benchmark report on the data quality practices of top...

Published: March 21, 2012 by Guest Contributor

A recent Experian credit trends study showcases the types of debts Americans have, the amounts they owe and the differences between generations. Nationally, the...

Published: March 20, 2012 by Guest Contributor

In Q3 2011, $143 billion – or nearly 44 percent of the $327 billion in new mortgage originations – was generated by VantageScore® A...

Published: March 19, 2012 by Guest Contributor

In my last two posts on bankcard and auto originations, I provided evidence as to why lenders have reason to feel optimistic about their...

Published: March 16, 2012 by Alan Ikemura

Lenders are increasing loans to credit-challenged customers. According to Experian’s quarterly automotive credit analysis, 21.87 percent of all new vehicle loans went to customers...

Published: March 16, 2012 by Guest Contributor

In 2010, lenders began to change their focus from maintaining to growing portfolios. Most strategies focused on marketing to the least risky tiers of...

Published: March 14, 2012 by Guest Contributor

While retail card utilization rates decreased slightly in Q3 2011, retail card delinquency rates increased for all performance bands (30-59, 60-89 and 90-180 days...

Published: March 12, 2012 by Guest Contributor

Experian’s recently released study on the credit card and mortgage payment behaviors* of consumers both nationally and in the top 30 Metropolitan Statistical Areas...

Published: March 8, 2012 by Guest Contributor

A study released in October 2011 for the S&P/Experian Consumer Credit Default Indices showed that first mortgage default rates rose to 2.08 percent in...

Published: March 7, 2012 by Guest Contributor

Organizations approach agency management from three perspectives: (1) the need to audit vendors to ensure that they are meeting contractual, financial and legal compliance...

Published: March 6, 2012 by Guest Contributor

Findings from the Q2 Experian Business Benchmark Report showed that the amount of delinquent debt has increased significantly for the largest and smallest businesses....

Published: March 5, 2012 by Guest Contributor

Customers see a data breach and the loss of their personal data as a threat to their security and finances, and with good reason....

Published: March 5, 2012 by Michael Bruemmer

This content of this page is produced from Credit Cornerstone Newsletter which focuses on credit trends and data intelligence. Interested in receiving our weekly Credit Cornerstone...

Published: March 1, 2012 by admin

If you attended any of our past credit trends Webinars, you’ve heard me mention time and again how auto originations have been a standout...

Published: February 24, 2012 by Alan Ikemura

Part II: Where are Models Most Needed Now in Mortgages? (Click here if you missed Part I of this post.) By: John Straka A...

Published: February 21, 2012 by Guest Contributor