By: Joel Pruis One might consider this topic redundant to the last submission around application requirements and that assessment would be partially true.  As...

Published: February 16, 2012 by Guest Contributor

Part I: Types and Complexity of Models, and Unobservable or Omitted Variables or Relationships By: John Straka Since the financial crisis, it’s not unusual...

Published: February 14, 2012 by Guest Contributor

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 10, 2012 by Guest Contributor

For as long as there have been loans, there has been credit risk and risk management. In the early days of US banking, the...

Published: February 10, 2012 by Veronica Herrera

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 3, 2012 by Guest Contributor

As we kick off the new year, I thought I’d dedicate a few blog posts to cover what some of the consumer credit trends...

Published: January 27, 2012 by Alan Ikemura

By: Joel Pruis Small Business Application Requirements The debate on what constitutes a small business application is probably second only to the ongoing debate...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis The debate on what constitutes a small business application is probably second only to the ongoing debate around centralized vs. decentralized...

Published: January 25, 2012 by Guest Contributor

Within the world of cyber security, a great deal of attention has been focused lately on the escalating hazards and frequency of data breaches,...

Published: January 17, 2012 by Guest Contributor

Case studies Experian’s products help clients profitably manage and optimize their customer relationships. We regularly publish case studies highlighting our clients’ successes. »  View...

Published: January 12, 2012 by admin

By: Joel Pruis Part I – New Application Volume and the Business Banker: Generating small business or business banking applications may be one of...

Published: December 15, 2011 by Guest Contributor

By: Joel Pruis Basic segmentation strategy for business banking asks the following questions: – Is there a uniform definition of small business across the...

Published: November 28, 2011 by Guest Contributor

By: Mike Horrocks Earlier this week, my wife and I were discussing the dinner plans for Thanksgiving.  The yams, cranberries, and pumpkin pies were...

Published: November 25, 2011 by Guest Contributor

This is last question in our five-part series on the FFIEC guidance on what it means to Internet banking, what you need to know and how...

Published: November 18, 2011 by Chris Ryan

This is fourth question in our five-part series on the FFIEC guidance and what it means Internet banking. Check back each day this week for...

Published: November 17, 2011 by Chris Ryan