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At Experian’s recent client conference, Vision 2011, there was a refreshing amount of positive discussion and outlook on origination rates and acquisition strategies for...
The end of 2010 was a transitional time for credit card lenders. Card issuers were faced with the need to jump-start “return to growth...
By: Tracy Bremmer Score migration has always been a topic of interest among financial institutions. I can remember doing score migration analyses as a consultant...
About a month ago, Senior Decisioning Consultant Krista Santucci and I gave a presentation at Experian’s 2011 Vision Conference on Decisioning as a Service....
By: Kennis Wong Data is the very core of fraud detection. We are constantly seeking new and mining existing data sources that give us...
The Consumer Financial Protection Bureau (CFPB) is a new regulatory agency that is still evolving. But even now it’s clear that it will have...
It’s that time of year again – when people all over the U.S. take time away from life’s daily chores and embark upon that...
By: Kari Michel On March 18th 2011 the Federal Reserve Board approved a rule amending Regulation Z (Truth in Lending) to clarify portions of the...
By: Kennis Wong When we think about fraud prevention, naturally we think about mininizing fraud at application. We want to ensure that the identities used...
While the majority of your customers may be consumers, most telecommunications companies also work with a number of business accounts. Understanding business credit scores...
The next time a consumer asks about his or her credit score, consider it an opportunity. Recent changes to the Risk-Based Pricing (RBP) rule...
By: Kristan Frend Small business owners appear to be lucrative targets for identity fraud perpetrators, alarming banking institutions, payment processors, and B2B service providers. According to...
Managing commercial credit in today’s economy can be a real challenge. For telecommunications companies, pulling a report can be helpful in deciding whether or...
Scoring is one of the fundamental ways to improve customer management and acquisitions in any business. Companies use scoring to predict what kind of...
By: Staci Baker It seems like every time I turn on the TV there is another natural disaster. Tsunami in Japan, tornadoes and flooding in...