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By: Kari Michel Credit risk models are used by almost every lender, and there are many choices to choose from including custom or generic models. ...
With the upcoming changes to overdraft fee policies coming to the banking industry July 1st, courtesy of the Federal Reserve, banks and credit unions...
I often provide fraud analyses to clients, whereby they identify fraudsters that have somehow gotten through the system. We then go in and see...
In case you’ve never heard of it, a Babel fish is a small translator; that allows a carrier to understand anything said in any...
By: Staci Baker With the increase in consumer behaviors such as ‘strategic default’, it has become increasingly difficult during the past few years for...
We’ve blogged about fraud alerts, fraud analytics, fraud models and fraud best practices. Sometimes, though, we delude ourselves into thinking that fraud prevention strategies we put...
I recently attended a conference where Credit Union managers spoke of the many changes facing their industry in the wake of the real estate...
Well, in my last blog, I was half right and half wrong. I said that individual trade associations and advocacy groups would continue to...
By: Kristan Frend I recently gave a presentation on small business fraud at the annual National Association of Credit Managers (NACM) Credit Congress. Following...
By: Staci Baker As more people have become underwater on their mortgage, the decision to stay or not stay in their home has evolved...
By: Kari Michel The Federal Reserve’s decision to permit card issuers to use income estimation models to meet the Accountability, Responsibility, and Disclosure (CARD)...
Well, here we are about two weeks from the Federal Trade Commission’s June 1, 2010 Red Flags Rule enforcement date. While this date has...
By: Kari Michel Credit quality deteriorated across the credit spectrum during the recession that began in December, 2007. As the recession winds down, lenders...
By: Wendy Greenawalt The auto industry has been hit hard by this Great Recession. Recently, some good news has emerged from the captive lenders, and...
By: Staci Baker With the shift in the economy, it has become increasingly more difficult to gauge — in advance — what a consumer is...