Latest Posts
Since 2007, when the housing and credit crises started to unfold, we’ve seen unemployment rates continue to rise (9.7% in March 2010 *) with...
A common request for information we receive pertains to shifts in credit score trends. While broader changes in consumer migration are well documented –...
By: Wendy Greenawalt Optimization has become somewhat of a buzzword lately being used to solve all sorts of problems. This got me thinking about what...
I received a call on my cell phone the other day. It was my bank calling because a transaction outside of my normal behavior pattern...
Recently, the Commerce Department reported that consumer spending levels continued to rise in February, increasing for the fifth straight month *, while flat income...
By: Ken Pruett I want to touch a bit on some of the third party fraud scenarios that are often top of mind with...
By: Wendy Greenawalt In my last few blogs, I have discussed how optimization can be leveraged to make improved decisions across an organization while considering...
In the past few days I’ve read several articles discussing how lenders are taking various actions to reduce their exposure to toxic mortgages –...
By: Wendy Greenawalt Financial institutions have placed very little focus on portfolio growth over the last few years. Recent market updates have provided little...
By: Kari Michel Lenders want to find new customer through more informed credit risk decisions and use new types of data relationships to cross-sell. ...
By: Tom Hannagan An autonomic movement describes an action or response that occurs without conscious control. This, I fear, may be occurring at many...
By:Wendy Greenawalt In my last few blogs, I have discussed how optimizing decisions can be leveraged across an organization while considering the impact those decisions...
There seems to be two viewpoints in the market today about Knowledge Based Authentication (KBA): one positive, one negative. Depending on the corner you...
When a client is selecting questions to use, Knowledge Based Authentication is always about the underlying data – or at least it should be. ...
By: Kari Michel What is Basel II? Basel II is the international convergence of Capital Measurement and Capital Standards. It is a revised framework and...