In a recent article, www.CNNMoney.com reported that Federal Reserve Chairman, Ben Bernanke, said that the pace of recovery in 2010 would be moderate and...

Published: September 24, 2009 by Kelly Kent

The term “risk-based authentication” means many things to many institutions.  Some use the term to review to their processes; others, to their various service...

Published: September 24, 2009 by Keir Breitenfeld

By: Kari Michel In August, consumer bankruptcy filings were up by 24 percent over the past year and are expected to increase to 1.4 million...

Published: September 24, 2009 by Guest Contributor

By: Kennis Wong As I said in my last post, when consumers and the media talk about fraud and fraud risk, they are usually referring to...

Published: September 8, 2009 by Guest Contributor

Analysis opportunity for vintage analysis Vintage analysis, specifically vintage pools, present numerous useful opportunities for any firm seeking to further understand the risks within specific portfolios....

Published: September 4, 2009 by Kelly Kent

By: Kennis Wong When consumers and the media talk about fraud and fraud risk, nine out of ten times they are referring to third-party...

Published: September 4, 2009 by Guest Contributor

By: Ken Pruett I find it interesting that the media still focuses all of their attention on identity theft when it comes to credit-related...

Published: August 30, 2009 by Guest Contributor

By: Heather Grover In my previous blog, I covered top of mind issues that our clients are challenged with related to their risk based...

Published: August 30, 2009 by Guest Contributor

— by Heather Grover I’m often asked in various industry forums to give talks about, or opinions on, the latest fraud trends and fraud...

Published: August 30, 2009 by Guest Contributor

By: Kari Michel Bankruptcies continue to rise and are expected to exceed 1.4 million by the end of this year, according to American Bankruptcy...

Published: August 28, 2009 by Guest Contributor

By: Wendy Greenawalt In my last blog post I discussed the value of leveraging optimization within your collections strategy. Next, I would like to...

Published: August 23, 2009 by Guest Contributor

By: Kari Michel This blog completes my discussion on monitoring new account decisions with a final focus: scorecard monitoring and performance.  It is imperative...

Published: August 18, 2009 by Guest Contributor

By: Wendy Greenawalt The combined impact of rising unemployment, increasing consumer debt burdens and decreasing home values have caused lenders to shift resources away...

Published: August 18, 2009 by Guest Contributor

There are a lot of areas covered in your comment: efficiency; credit quality (human side or character in an impersonal environment); and policy adherence....

Published: August 7, 2009 by Guest Contributor

By: Kari Michel This blog is a continuation of my previous discussion about monitoring your new account acquisition decisions with a focus on decision management....

Published: August 6, 2009 by Guest Contributor