Put yourself in the shoes of your collections team. The year ahead is challenging. Workloads are increasing as consumer debt escalates, and collectors are...

Published: August 6, 2009 by Guest Contributor

By: Tracy Bremmer In our last blog (July 30), we covered the first three stages of model development which are necessary whether developing a...

Published: August 4, 2009 by Guest Contributor

By: Tracy Bremmer In our last blog, we covered the first three stages of model development which are necessary whether developing a custom or...

Published: July 30, 2009 by Guest Contributor

There were always questions around the likelihood that the August 1, 2009 deadline would stick. Well, the FTC has pushed out the Red Flag...

Published: July 30, 2009 by Keir Breitenfeld

By: Wendy Greenawalt When consulting with lenders, we are frequently asked what credit attributes are most predictive and valuable when developing models and scorecards....

Published: July 30, 2009 by Guest Contributor

By: Tracy Bremmer Preheat the oven to 350 degrees. Grease the bottom of your pan. Mix all of your ingredients until combined. Pour mixture...

Published: July 30, 2009 by Guest Contributor

By: Kari Michel In my last blog I gave an overview of monitoring reports for new account acquisition decisions listing three main categories that...

Published: July 30, 2009 by Guest Contributor

By: Wendy Greenawalt On any given day, US credit bureaus contain consumer trade data on approximately four billion trades. Interpreting data and defining how...

Published: July 14, 2009 by Guest Contributor

Vintage analysis 101 The title of this edition, ‘The risk within the risk’ is a testament to the amount of information that can be...

Published: July 13, 2009 by Kelly Kent

— by Jeff Bernstein So, here I am with my first contribution to Experian Decision Analytics’ collections blog, and what I am discussing has...

Published: July 13, 2009 by Guest Contributor

By: Tom Hannagan Some articles that I’ve come across recently have puzzled me. In those articles, authors use the terms “monetary base” and “money...

Published: June 30, 2009 by Guest Contributor

In recent months, the topics of stress-testing and loss forecasting have been at the forefront of the international media and, more importantly, at the...

Published: June 30, 2009 by Kelly Kent

By: Kari Michel Are you using scores to make new applicant decisions? Scoring models need to be monitored regularly to ensure a sound and successful...

Published: June 30, 2009 by Guest Contributor

By: Tracy Bremmer It’s not really all about the credit score. Now don’t get me wrong, a credit score is a very important tool...

Published: June 21, 2009 by Guest Contributor

— By Kari Michel What is your credit risk score?  Is it 300, 700, 900 or something in between?  In order to understand what...

Published: June 16, 2009 by Guest Contributor