Analysis opportunity for vintage analysis Vintage analysis, specifically vintage pools, present numerous useful opportunities for any firm seeking to further understand the risks within specific portfolios....
By: Kennis Wong When consumers and the media talk about fraud and fraud risk, nine out of ten times they are referring to third-party...
By: Ken Pruett I find it interesting that the media still focuses all of their attention on identity theft when it comes to credit-related...
By: Heather Grover In my previous blog, I covered top of mind issues that our clients are challenged with related to their risk based...
— by Heather Grover I’m often asked in various industry forums to give talks about, or opinions on, the latest fraud trends and fraud...
By: Kari Michel Bankruptcies continue to rise and are expected to exceed 1.4 million by the end of this year, according to American Bankruptcy...
By: Wendy Greenawalt In my last blog post I discussed the value of leveraging optimization within your collections strategy. Next, I would like to...
By: Kari Michel This blog completes my discussion on monitoring new account decisions with a final focus: scorecard monitoring and performance. It is imperative...
By: Wendy Greenawalt The combined impact of rising unemployment, increasing consumer debt burdens and decreasing home values have caused lenders to shift resources away...
There are a lot of areas covered in your comment: efficiency; credit quality (human side or character in an impersonal environment); and policy adherence....
By: Kari Michel This blog is a continuation of my previous discussion about monitoring your new account acquisition decisions with a focus on decision management....
Put yourself in the shoes of your collections team. The year ahead is challenging. Workloads are increasing as consumer debt escalates, and collectors are...
By: Tracy Bremmer In our last blog (July 30), we covered the first three stages of model development which are necessary whether developing a...
By: Tracy Bremmer In our last blog, we covered the first three stages of model development which are necessary whether developing a custom or...
There were always questions around the likelihood that the August 1, 2009 deadline would stick. Well, the FTC has pushed out the Red Flag...