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Evolving technologies and rising consumer expectations for fast, frictionless experiences highlight an opportunity for credit unions to advance their decisioning and stand out in...
The ability to verify customer identities is essential for financial institutions for numerous reasons: regulatory requirements, for the protection of their consumers and their...
52 percent of banks report high levels of concern about fraud, making fraud detection in banking top-of-mind. Banking fraud prevention can seem daunting, but...
Credit risk management best practices have been established and followed for years, but new technology and data sources offer lenders an opportunity to refine their credit...
Experian’s eighth annual identity and fraud report found that consumers continue to express concerns with online security, and while businesses are concerned with fraud,...
In today’s changing economy, banks of all sizes are growing more budget conscious, leading many to pull back on their credit marketing spend. But...
‘Big data’ might not be the buzzword du jour, but it’s here to stay. Whether trying to improve your customer experience, portfolio performance, automation,...
After being in place for more than three years, the student loan payment pause is scheduled to end 60 days after June 30, with...
Credit portfolio management has often involved navigating uncertainty, but some periods are more extreme than others. With the right data and analytics you can...
Millions of people access the internet every day using desktop computers, laptops, and mobile devices. Though an increased number of online users have been...
Banking uncertainty creates opportunity for fraud The recent regional bank collapses left anxious consumers scrambling to withdraw their funds or open new accounts at...
With an ever-present need for efficiency, security, and seamless citizen services, many agencies are looking at the benefits of a data-driven government. Last year,...
High property values and rising interest rates have priced many borrowers out of the market. In the face of declining home purchases, lenders are...
According to Experian’s State of the Automotive Finance Market Report: Q1 2023, the average interest rate for a new vehicle increased to 6...
The unsecured personal loan, one of the most popular products in the financial space, has seen ebbs and flows over the last several years...