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You’ve been tasked with developing a new model or enhancing an existing one, but the available data doesn’t include performance across the entire population...
Early reports suggest the 2017 holiday season was a good one for retailers. Consumers were in the mood to spend, and as such, Americans’...
The U.S. Senate Banking Committee passed a financial regulatory relief bill (S. 2155) in December 2017 aimed at reducing regulatory burdens on community banks,...
The nation’s economic recovery is continuing in a positive upward trend with consumer credit scores coming exceptionally close to pre-recession numbers—the healthiest in a...
As soon as the holiday decorations are packed away and Americans reign in the New Year, the advertisements shift to two of our favorite...
The multitude of modern fraud strategies available today necessitates applying an appropriate level of confidence to increase the likelihood of catching fraudsters without disrupting...
You just finished redeveloping an existing scorecard, and now it’s time to replace the old with the new. If not properly planned, switching from...
Cybersecurity has become one of the most significant issues impacting international security and political and economic stability. Our new report, Data Breach Industry Forecast...
When gearing up to buy a car, having a checklist of things to look for is important. Happily, it looks like consumers have added...
Student loan debt is weighing down Americans of all generations, but a college education is still prized as the ticket to opportunity. So will...
Auto originations continue to increase — particularly within prime categories. According to Experian’s latest State of the Automotive Finance Market report: Prime consumers grabbed...
Data breach industry predictions High-profile data breaches dominated the headlines in 2017, and unfortunately, these attacks are anticipated to only increase in frequency and...
“Are we next?” That’s the question companies around the world are grappling with as more high-profile data breaches make headlines. At a time when...
Traditional verification and validation parameters alone are not enough to stop identity fraud. Fortunately, there are many emerging trends and best practices for modern...
The journey to a mortgage is complex and expensive, so of course the transaction will require more than a few swipes on a...