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In March 2015, Experian, Equifax and Trans Union announced an agreement to enhance collecting accurate consumer information and providing consumers with a better experience...
The State of Credit Unions 2017 In the financial services universe, there is no shortage of players battling for consumer attention and share of...
Most companies aren’t prepared to respond to a global data breach, and aren’t yet ready to comply with the European Union’s General Data Protection...
Financial health means more than just having a great credit score or money in a savings account. Although those things are good indicators of...
Millennials have long been the hot topic over the course of the past few years with researchers, brands and businesses all seeking to understand...
Mitigating synthetic identities Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a...
Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...
The creation of synthetic identities (synthetic id) relies upon an ecosystem of institutions, data aggregators, credit reporting agencies and consumers. All of which are...
Subprime vehicle loans When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the...
On June 7, the Consumer Financial Protection Bureau (CFPB) released a new study that found that the ways “credit invisible” consumers establish credit history...
Summer spending A study by Experian and Edelman Berland noted that travelers relied heavily on credit for vacation purchases last year — with many...
How do credit unions stack up in a pack filled with heavy-hitting banks and aggressive online lenders? Do credit scores, debt levels and utilization...
When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...
Like an unimmunized person in a roomful of flu patients, the healthcare sector continues to be at high risk of catching something unpleasant. Cyberattacks...
Analyzing credit scores and card balances According to a study by VantageScore® Solutions LLC, consumers with credit scores between 601 and 650 carry the...