By: John Robertson Capital is the life-blood of financial institutions and has become more readily scrutinized since the global credit crisis. How one manages...

Published: December 2, 2014 by Guest Contributor

Originally contributed by: Bill Britto Smart meters have made possible new services for customers, such as automated budget assistance and bill management tools, energy...

Published: November 22, 2014 by Aaron Czajka

A new comarketing agreement for MainStreet Technologies’ (MST) Loan Loss Analyzer product with Experian Decision Analytics’ Baker Hill Advisor® product will provide the banking...

Published: November 19, 2014 by Guest Contributor

This is the first post in a three-part series. You’ve probably heard the adage “There is a little poison in every medication,” which typically...

Published: November 11, 2014 by Guest Contributor

By: Ori Eisen This article originally appeared on WIRED. When I started 41st Parameter more than a decade ago, I had a sense of...

Published: November 3, 2014 by Guest Contributor

Through all the rather “invented conflict” of MCX vs Apple Pay by the tech media these last few weeks – very little diligence was...

Published: November 3, 2014 by Cherian Abraham

By: John Robertson I began this blog series asking the question “How can banks offer such low rates?” Exploring the relationship of pricing in...

Published: October 30, 2014 by Guest Contributor

By: Mike Horrocks I am at the Risk Management Association’s annual conference in DC and I feel like I am back to where my...

Published: October 28, 2014 by Guest Contributor

The ubiquity of mobile devices provides financial services marketers with an effective way to distribute targeted, customized messages that appeal to a single shopper...

Published: October 27, 2014 by Guest Contributor

By: Joel Pruis I have just completed the first of two presentations on Model Risk Governance at the RMA Annual Conference.  The focus of...

Published: October 27, 2014 by Guest Contributor

Experian hosted the Future of Fraud event this week in New York City where Ori Eisen and Frank Abagnale hosted clients and prospects highlighting...

Published: October 22, 2014 by Guest Contributor

More than 10 years ago I spoke about a trend at the time towards an underutilization of the information being managed by companies. I...

Published: October 21, 2014 by Guest Contributor

If rumors hold true, Apple Pay will launch in a week.Fiveofmylastsixposts had covered Apple’s likely and actual strategy in payments & commerce, and the...

Published: October 21, 2014 by Cherian Abraham

By: Joel Pruis When the OCC put forth the supervisory guidance on model risk governance the big focus in the industry was around the...

Published: October 20, 2014 by Guest Contributor

Card-to-card balance transfers represent a substantial profit opportunity for...

Published: October 17, 2014 by Guest Contributor