While VantageScore® super-prime consumers carried the lowest average credit card balance of all credit tiers in Q4 2012 ($2,581), this group experienced the greatest...

Published: April 28, 2013 by admin

As we prepare to attend next week’s FS-ISAC & BITS Summit we know that the financial services industry is abuzz about massive losses from the...

Published: April 23, 2013 by Mike Gross

Findings from Experian's latest State of the Automotive Finance Market analysis showed the average loan term for a new vehicle jumped to an all-time...

Published: April 21, 2013 by admin

The most recent release of the S&P/Experian Consumer Credit Default Indices showed national credit default rates decreased in February. The national composite* moved from...

Published: April 14, 2013 by admin

By: Maria Moynihan A recently-released staff report prepared for the House Oversight and Government Reform Committee revealed that nearly 17,000 efficiency and process improvement...

Published: April 12, 2013 by Guest Contributor

Using a more inclusive scoring model such as the new VantageScore® 3.0, lenders can score up to 30 million consumers who are labeled "unscoreable"...

Published: April 7, 2013 by admin

By: Maria Moynihan State and Federal agencies are tasked with overseeing the integration of new Health Insurance Exchanges and with that responsibility, comes the...

Published: April 3, 2013 by Guest Contributor

While the overall average VantageScore® for consumers in Q4 2012 was 748, the average score can vary greatly by specific loan product. For example,...

Published: March 31, 2013 by admin

Spending on debit and prepaid cards in the United States topped $2 trillion in 2011, with 75 percent of this purchase volume being non-ATM...

Published: March 24, 2013 by admin

The Experian/Moody's Analytics Small Business Credit Index tumbled in Q4 2012, falling 6.8 points to 97.3 from 104.1 in the previous quarter. This is...

Published: March 17, 2013 by admin

This post is in response to the recent Bankinter story of NFC payments at the point-of-sale without requiring SE – and the lack of...

Published: March 13, 2013 by Cherian Abraham

Experian Automotive's Q4 2012 credit trends analysis found that 60-day delinquencies rose from 0.72 percent in Q4 2011 to 0.74 percent in Q4 2012....

Published: March 10, 2013 by admin

Big news , with Chase entering in to a 10 year expanded partnership with Visa to create a ‘differentiated experience’ for its merchants and...

Published: March 5, 2013 by Cherian Abraham

According to a recent Ponemon Institute study, 65 percent of study participants say their organization has had a data breach in the past two...

Published: March 3, 2013 by admin

Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...

Published: February 27, 2013 by Andrew Beddoes