Research shows that investing in superior customer management easily can exceed returns of 20 percent in the first year of implementation. A return that...
By: Maria Moynihan The public sector is not unlike the private sector when it comes to data. Both require accuracy and relevancy for optimized...
Returns on investment from superior customer-centric strategies easily can exceed 20 percent in the first year of implementation. However, this number is compounded exponentially...
With the constant (and improving!) changes in the consumer credit landscape, understanding the latest trends is vital for institutions to validate current business strategies...
Six states are the top producers of turkeys: Minnesota at 46 million, North Carolina at 36 million, Arkansas at 29 million, Missouri at 17.5...
According to a recent Ponemon Institute study, 44 percent of consumers who were notified about a data breach believed the breached company was hiding...
Gone are the days when validating scoring models was a thing you did when you got around to it. Besides that fact that the...
When validating a model in the presence of overlay criteria, it is important to remember that any metrics computed at the aggregate portfolio level...
By: Joel Pruis The commercial lending – traditional C&I, CRE and other – segment is one of the last areas to be “automated” or...
As of Q2 2012, subprime borrowers are carrying the largest retail card balances, with an average card balance per account of $620 and $700...
It comes as no surprise to anyone that cell phone usage continues to rise, while at the same time the usage of wire lines,...
Returns on investment from superior customer-centric strategies easily can exceed 20 percent in the first year of implementation. However, this number is compounded exponentially...
During Q2 of 2012, home equity line of credit (HELOC) delinquency rates were the lowest in recent years. The delinquency rate fell below 1...
Not surprisingly, bankcard utilization is the highest among subprime consumers with VantageScore D and F tiers having average bankcard utilization rates of 68% and...
Contributed by: David Daukus As the economy recovers from the recession, consumers are becoming more responsible with their credit card usage; credit card debts...
