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When a data breach occurs, laws and industry regulations, dictate when and if you need to notify consumers whose data might have been compromised....

Published: May 6, 2014 by Michael Bruemmer

As we discussed in our earlier Heartbleed post, there are several new vulnerabilities online and in the mobile space increasing the challenges that security...

Published: May 5, 2014 by Guest Contributor

The discovery of Heartbleed earlier this year uncovered a large-scale threat that exploits security vulnerability in OpenSSL posing a serious security concern.This liability gave...

Published: May 2, 2014 by Guest Contributor

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in......

Published: May 1, 2014 by Guest Contributor

By: Maria Moynihan In less than a year, my information has been compromised twice by a data breach.  The companies involved varied significantly by...

Published: April 30, 2014 by Guest Contributor

A recent survey focusing on the credit behavior of Millennials (age group 18 to 30) shows that 90 percent are familiar with cosigning and...

Published: April 24, 2014 by Guest Contributor

Bankcard originations had a 32 percent year-over-year increase in Q4 2013 ($61 billion to $81 billion)....

Published: April 17, 2014 by Guest Contributor

In an effort to understand consumer needs better and help lenders educate their customers, VantageScore® Solutions surveyed more than 200 lenders nationwide on the...

Published: April 11, 2014 by Guest Contributor

Auto financing became easier to obtain in Q4 2013 and the market share for new vehicle loans in the nonprime, subprime and deep-subprime credit...

Published: April 7, 2014 by Guest Contributor

According to Experian Marketing Services' annual Email Market Study, personalized promotional emails have 29 percent higher unique open rates and 41 percent higher unique...

Published: March 27, 2014 by Guest Contributor

The most recent Experian State of the Automotive Finance Market report shows more consumers are leasing vehicles. Leases accounted for 28.4 percent of all...

Published: March 20, 2014 by Guest Contributor

While access to small-business credit is improving and credit balances are increasing, key differences still remain across the United...

Published: March 13, 2014 by Guest Contributor

Using a risk model based on older data can result in reduced predictive...

Published: March 6, 2014 by Guest Contributor

Findings from the most recent Experian State of the Automotive Finance Market report show outstanding automotive loan balances increased 11 percent from Q4 2012,...

Published: February 27, 2014 by Guest Contributor

The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570...

Published: February 21, 2014 by Guest Contributor

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