Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter....

Published: February 21, 2014 by Guest Contributor

Both Visa and MasterCard announced their support for Host Card Emulation (HCE) and their intent to release HCE specifications soon. I have been talking...

Published: February 20, 2014 by Cherian Abraham

By: Matt Sifferlen On January 17th, we celebrated the 308th birthday of one of America’s most famous founding fathers, Ben Franklin. I’ve been a...

Published: February 10, 2014 by Guest Contributor

Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60...

Published: February 7, 2014 by Guest Contributor

The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to...

Published: February 5, 2014 by Guest Contributor

An employee who never uses a mobile device – personal or company-supplied – for business purposes is becoming a rare creature, indeed. Use of...

Published: January 21, 2014 by Guest Contributor

In the days following the Target breach, both clarity and objectivity are in short supply. Everything that didn’t already exist became suddenly the cure-all...

Published: January 14, 2014 by Cherian Abraham

According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial...

Published: January 12, 2014 by admin

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

Published: January 10, 2014 by Guest Contributor

With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key.... Published: January 7, 2014 by admin

According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8...

Published: December 23, 2013 by admin

By: Maria Moynihan Crime prevention and awareness techniques are changing and data, analytics and use of technology is making a difference. While law enforcement...

Published: December 18, 2013 by Guest Contributor

According to Experian’s latest State of the Automotive Finance Market report, interest rates for new auto loans dropped to 4.27 percent — the lowest...

Published: December 15, 2013 by admin

Experian’s latest annual State of Credit analysis provides insight into the differences in credit habits by generation. While the youngest group, Millennials, appear to...

Published: December 7, 2013 by admin

Data quality should be a priority for retailers at any time of the year, but even more so as the holiday season approaches. According...

Published: December 4, 2013 by admin