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By: Joel Pruis As we go through the economic seasons, we need to remember to reassess our strategy.  While we use data as the...

Published: September 16, 2013 by Guest Contributor

After reaching post-recession lows in June, the July S&P/Experian Consumer Credit Default Indices showed that default rates increased slightly in several categories. While the...

Published: September 15, 2013 by admin

If you're looking to implement and deploy a knowledge-based authentication (KBA) solution in your application process for your online and mobile customer acquisition channels...

Published: September 12, 2013 by Guest Contributor

Small-business credit conditions strengthened in Q2 2013, lifting the Experian/Moody's Analytics Small Business Credit Index 2.8 points to 111.7 - the highest level since...

Published: September 8, 2013 by admin

According to a recent survey by freecreditscore.com™, women find financial responsibility more attractive in assessing a romantic partner (96 percent) than physical attractiveness (87...

Published: August 31, 2013 by admin

Isis has had a slew of announcements – about an impending national rollout and further assertion by both Amex and Chase of their intent...

Published: August 26, 2013 by Cherian Abraham

According to the Q2 2013 Experian Automotive State of the Automotive Finance Market report, vehicle repossessions reached their lowest rate in seven years, with...

Published: August 25, 2013 by admin

By: Reggie Whitley After spending years working in bank fraud, one of the most difficult conversations to have with a consumer is “We can...

Published: August 22, 2013 by Guest Contributor

The $478 billion in Q2 2013 mortgage originations is a 10 percent increase over a year ago ($436 billion) but a 7 percent decrease...

Published: August 18, 2013 by admin

The average bankcard balance per consumer in Q2 2013 was $3,831, a 1.3 percent decline from the previous year. Consumers in the VantageScore® near...

Published: August 4, 2013 by admin

The June release of the S&P/Experian Consumer Credit Default Indices showed default rates continued to fall across all categories. The national composite* and the...

Published: August 1, 2013 by admin

Using data from IntelliViewSM, Credit.com recently compiled a list of states with the highest average bankcard utilization rates. Alaska took first place, with an...

Published: July 21, 2013 by admin

By: Maria Moynihan Government organizations that handle debt collection have similar business challenges regardless of agency focus and mission. Let’s face it, debtors can...

Published: July 17, 2013 by Guest Contributor

I don’t know about your neighborhood this past Fourth of July, but mine contained an interesting mix of different types of fireworks. From our...

Published: July 16, 2013 by Matt Ehrlich

A recent survey of government benefit agencies shows an increased need for fraud detection technology to prevent eligibility fraud. Only 26 percent of respondents...

Published: July 14, 2013 by admin

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