Unlock the value of banking transaction data

Open banking is transforming the financial landscape and estimated to create $120+ billion in global opportunities by 2031.* With Cashflow Attributes, our open banking enabled solution, lenders can unlock insights from banking transaction data to fuel advanced consumer analysis, underwriting enhancements and account management processes. Our 940+ transaction-based attributes are generated from consumer checking, savings and credit card transaction data and factors such as income, expenses, wealth and debt.

Integrating insights from banking transaction data can empower more informed decisioning strategies and enhance portfolio growth.

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Harness the power of consumer-permissioned transaction data

In-depth analysis

Add detailed banking transaction insights to better understand a consumer’s true financial health and behavior.

Predictive accuracy

Enhance model performance with attributes that bring greater predictive precision and accuracy.

Personalization

Craft financial products and services that better align with consumer needs and enhance the customer experience.

Financial inclusion

Support objectives for fair and responsible lending while adeptly managing risk with a deeper consumer view.

Actionable insights across the customer lifecycle

Learn how Cashflow Attributes can help lenders achieve exponential growth

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Product features

  • Created using first-party direct deposit account data
  • 940+ attributes covering insights such as spend, savings, debt management and net worth
  • 133 categories providing robust consumer insights from first-party direct deposit account data
  • Exclusive access to depersonalized U.S. consumer transaction data 
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Resources

Blog post

What is open banking?

Learn how open banking is revolutionizing the financial services industry.
Webinar

Unleashing the power of open banking

Explore the landscape of open banking and unfolding regulations.
Tip sheet

Enhancing your retention strategy

Learn how cash flow data, personalization and digital transformation can help strengthen relationships.

Ready to transform your lending operations with banking transaction data? 

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*Source: Allied Market Research